Paypal Cashback Mastercard Approved!!

Anonymous · ‎08-18-2018

Wanted to add another data point for those of us with less than stellar credit.

I was reading all the PayPal messages and decide to log into my PayPal account and the PayPal 2% Cashback offer was there. Since my scores are currently low and the fact I had never actually bought anything via PayPal I was a bit skeptical. Did a bit more reading the forums and decided to apply! Approved!! I got the temporary $300 credit limit message but happy nonetheless. I don't know who they pulled yet but current scores are below.

I started my credit rebuild phase a month ago with zero cards. As of today I now have 3! ( Discover IT, Capital One, PayPal MasterCard. Now off to the garden til scores at least get to 700. Thanks to all for the valuable guidance on here.

TU Fico - 638

Exp Fico - 640

EQ Fico - 670

Anonymous · ‎08-19-2018

Congrats on your approval !!!

Anonymous · ‎08-19-2018

Mods if this should be moved to the "Approvals" thread please do so.Thats where I meant to post it.

Gokuva · ‎08-19-2018

Congrats on the 2% card! Nice!

American Express Blue Cash Preferred - $1,000 - 26.24% APR

Chase Sapphire Preferred $21,000 @ 18.24% APR

Chase Freedom Unlimited - $2,300 - 25.99% APR

Wells Fargo Platinum - $9,000 @ 15.74% APR

Anonymous · ‎08-19-2018

Congrats to you!

Cred4All · ‎08-19-2018

Congrats! 3 great cards to have in your wallet!

MidnightKnight · ‎08-19-2018

Congrats on the approval! Great everyday card with no FTF!

Coastal FCU Signature Premier Rewards Visa: $5000

AverageJoesCredit · ‎08-19-2018

Nothing soothes the soul more than a $300 PP MC2

Ishould know, I proudly sport one

. Those are three nice cards to start off with. Be smart stick with those 3 and let some time grow and when you are ready for card #4 your profile will thank you for it

MartyWrite75 · ‎08-19-2018

Congratulations!!

April 2024: Experian 769; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Anonymous · ‎08-19-2018

I have a question. While the approval said the temporary credit line is $300, is it possible that it will stay that? Im somewhat confused by some of the other threads and the infamous $300 temporary line.