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Paypal Credit - Approved!!

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itspnutbutterkellytime
Regular Contributor

Paypal Credit - Approved!!

This was one of my goal accounts. I really wanted it because of the hidden tradeline feature.  I have been rebuilding for awhile and was expecting a tiny limit. I applied and was approved for $1750!! Yay!




FICO8 Scores as of 2022 MAY 18:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 1 of 13
12 REPLIES 12
Aduke1122
Senior Contributor

Re: Paypal Credit - Approved!!

Hey there congrats on the new acct , could you share some data pts plz
Message 2 of 13
itspnutbutterkellytime
Regular Contributor

Re: Paypal Credit - Approved!!

Sure thing! My scores range from 660'-690's with TU being the highest. I don't know which bureau they pulled yet. It only asked for the last 4 of my social so I'm not sure if it was a hard pull - I'm assuming it is. Utilization is at 4% and I now have around 11K open lines of credit. Inquiries are around 11-13 depending on which bureau. I have some paid charge off's that are 3+ years old. Hope this helps!




FICO8 Scores as of 2022 MAY 18:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 3 of 13
sonicchris8
Regular Contributor

Re: Paypal Credit - Approved!!

Congrats on the PayPal approval

Starting scores: 538 EQ, 552 TU, 520 EX Current scores (11/18/20): 640 EQ 638 TU 654 EX
Message 4 of 13
Aduke1122
Senior Contributor

Re: Paypal Credit - Approved!!

Thanks for the data pts Op
Message 5 of 13
JR_TX
Valued Contributor

Re: Paypal Credit - Approved!!

Congrats on your Paypal approval OP! By the way, did you app for the Comenity one or Synchrony?
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 6 of 13
Total80sKid
Senior Contributor

Re: Paypal Credit - Approved!!

Nice

Congrats!
Message 7 of 13
Anonymous
Not applicable

Re: Paypal Credit - Approved!!


@JR_TX wrote:
Congrats on your Paypal approval OP! By the way, did you app for the Comenity one or Synchrony?

Based on their calling it 'PayPal Credit', that product is backed by Comenity. The PayPal Mastercard is backed by Synchrony.

OP - Congrats! I picked this up last week as well to speed up the completion of my theater room Smiley Happy

Message 8 of 13
Anonymous
Not applicable

Re: Paypal Credit - Approved!!

Congratulations on your PayPal approval

Message 9 of 13
Creditbuilder36
Frequent Contributor

Re: Paypal Credit - Approved!!

Congrats on the approval. I keep getting offers from them I'll wait till the Holidays again congrats 🎉🍾🎊
Message 10 of 13
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