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The last time I applied for a paypal CLI, I was denied because I did not have enough experience at the previous credit limit (or something like that the letter said). That was in Oct 2019.
I recently applied again and asked for $10k. Approved. What's interesting is that I did not unblock my credit reports. So, they didn't even do a soft pull. My balance at the time was only $300, but it consisted of several small installment payments remaining. Hard to figure how they do approvals. I once used paypal a lot, but probably won't use it very much any longer.
Congrats!! What was your limit before the increase?
Congrats. Synchrony most likely used a recent AR report. Also, existing creditors can SP your reports even if they are locked
@KLEXH25 wrote:Congrats!! What was your limit before the increase?
$7,000, I think.
@Meanmchine wrote:Congrats. Synchrony most likely used a recent AR report. Also, existing creditors can SP your reports even if they are locked
Really? I've had creditors deny my CLI because my reports were blocked. I unblocked them and they were able to soft pull. Maybe that just works with some creditors?
Congrats!
Congratulations!
Congratulations on your CLI! 👍
Congrats on the approval!