Stribe I wish you the best of luck.. I have had the PayPal Mastercard for almost 2 years now and just finally got over the 300$ limit. I got a nice raise to 900$. I was very much so thinking about cancel this card for my local credit unions card with a much higher limit. Decided to just stick it out with this card because me and the wife want to buy a house soon and we would like the least amount of HPs possible. I am lined up to have 0 by then. So anyways like you see alot about this card stick it out and it will eventually move (assuming you arent lowing your score and you are improving it).
CH7 Discharge: 5/22/2017 Fico 8 6/5/2017: EQ: 608, TU: 576, EX: 578 Current: EQ: 686, TU: 676, EX: 692 Capital One SavorOne: $8,000, Capital One VentureOne: $3,100, PayPal Cash Rewards: $900, Victoria's Secret: $2,750 NHL Discover It: $4,400 Cabela's Visa: $3,000 Amazon Store Card: $5,000, AMEX BCE (AU): $24,500 Current Util : 6% In the Garden until Mortgage time!