Lux, i use it only occasionally. I think maybe 2 or 3 times ive had it upwards to my original balance about 400-500 but i would pay some every month and a couple occassions used my Boa bt's to bring it back to zero. I just baught some sneakers and i have 6 months to pay it down but will try to pay it down as fast as possible. I prefer to try to use this account like a pif anyway but the 6 months 0% interest is great for purchases over $99.
Thank you everyone for your kind words. Im glad B335 got one too.
I think if you at least use it a few times and make your payments eventually theyll give an auto. Good luck Luxe on getting one
So I used my PayCredit for a small charge on Etsy yesterday. I checked the account this morning and my credit limit finally increased! I had been at my initial SL of $750 since 2014. I'm now at $1,600. I will definitely start using this hidden tradeline now!!