No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
While waiting on my "relationship" with NFCU to grow, something made me app with PenFed for their Power Cash Rewards Visa. Immediately approved (well 10-15 minutes) for $6500 sl. I only have $5 in a savings with them, so to say I was shocked is an understatement!! I've been educating my self on Navy Fed, I've never looked to deeply into the Pen Fed offerings. Anybody able to give me the "scoop" as far as when and how often you can attempt CLI this card, any pertinent info on how to increase the limits (lots of use, carry a balance, PIF). I'm blessed that I got this limit, put woefully unprepared in the info dept!
Congratulations!
Awesome news @Momagain and congrats on your new PenFed approval…enjoy the card!
@Momagain wrote:While waiting on my "relationship" with NFCU to grow, something made me app with PenFed for their Power Cash Rewards Visa. Immediately approved (well 10-15 minutes) for $6500 sl. I only have $5 in a savings with them, so to say I was shocked is an understatement!! I've been educating my self on Navy Fed, I've never looked to deeply into the Pen Fed offerings. Anybody able to give me the "scoop" as far as when and how often you can attempt CLI this card, any pertinent info on how to increase the limits (lots of use, carry a balance, PIF). I'm blessed that I got this limit, put woefully unprepared in the info dept!
If consumer requested CLI, expect a HP inquiry on EQ.
PenFed does offer periodic SP offers. However, those can be far and in-between.
For your reading pleasure. Pentagon Federal Credit Union Data Share
Thanks for the info AllZero.
Congrats on a nice approval from PenFed!
Congratulations on your approval!!
@Momagain wrote:While waiting on my "relationship" with NFCU to grow, something made me app with PenFed for their Power Cash Rewards Visa. Immediately approved (well 10-15 minutes) for $6500 sl. I only have $5 in a savings with them, so to say I was shocked is an understatement!! I've been educating my self on Navy Fed, I've never looked to deeply into the Pen Fed offerings. Anybody able to give me the "scoop" as far as when and how often you can attempt CLI this card, any pertinent info on how to increase the limits (lots of use, carry a balance, PIF). I'm blessed that I got this limit, put woefully unprepared in the info dept!
Congrats on your PenFed approval! My first credit limit increase was approved after having the card for 7 months. I got lucky some how no HP. Currently I don't have credit limit increase button available on both of my accounts.
Congratulations on the Power Cash Rewards approval! 🎊
Hope the relationship building with Navy does go as well as you plan.
We will await your future approvals!