Received an preapproved offer from Pen Fed for the Gold Visa and I was expecting maybe $2000 to match my Navy Fed Cash Rewards. Imagine my shock when they approved me for $6500 just 11 months after my chapter 7 discharge.
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Congrats on your approval. Nice SL after BK.
Congrats!
Do you mind sharing more data points?
Congrats on your approval and SL!! Good luck 🍀 on your rebuild.
Data points:
- My bankruptcy was discharged on November 6, 2020.
- I opened a savings a with them in February 2021and premuim online savings in April 2021. I have a small direct deposit of $25 monthly going into the premium savings.
- Current scores are EXP 665 EQ 675 TU 669
- Have six credit cards with a combine limit of $12,600 with 3% usage and student loans around $60k.