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After all this talk about Pen Fed. I joined through my brother who was in the Navy back in Oct 2019. Today I decided to go for the Gold Visa and was instantly approved with a $5000 CL. I have a high debt ratio thing so I got a 17.00% intrest rate; that's their highest. But...as I pay my other cards off I will ask them to reevaluate my intrest rate. I always pay everything on time so I have a 100% on time payment history. I guess that's why I got approved. Credit Score is 690. (I don't know how to put those things at the bottom).
I couldn't believe I got approved during this time. I have to buy a car in a 2022 so I plan to get it through them. I was gonna put it in the sock drawer but I may put $500 or so on it and pay it off just to establish a payment history with them.
Nice,
you should be eligible for Navy Federal, too, which is also a very nice institution
I know this is a PenFed thread but, I hope you signed up for NFCU through your brother also!
@Anonymous wrote:Nice,
you should be eligible for Navy Federal, too, which is also a very nice institution
Beat me to it!
All of these PenFed approvals are something else, congrats!
Don't worry about the APR btw, PenFed rarely gives anyone the lower APRs.
Gold card normally has a bonus of $100 for $1500 of spend in the first 90 days. I would make sure you get that
Congratulations on your PenFed Gold approval!
@Anonymous wrote:Nice,
you should be eligible for Navy Federal, too, which is also a very nice institution
I will! Thanks!
Enjoy that new card! Congratulations!!
@TheFIGuy wrote:I know this is a PenFed thread but, I hope you signed up for NFCU through your brother also!
I'm gonna call my brother tomorrow and get his ID so I can join!
@BessTruman wrote:
@TheFIGuy wrote:I know this is a PenFed thread but, I hope you signed up for NFCU through your brother also!
I'm gonna call my brother tomorrow and get his ID so I can join!
You only need his NFCU "access number". You are as good as in.