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PenFed Approval, Finally!

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BCINS
Valued Member

PenFed Approval, Finally!

My score is 660 with them 711 on credit card fico w/Transunion.

I got an approval for their Promise card $12.5k I was in awe and my jaw was dropped for about 2min. Coming up on 3 years BK  They denied the personal loan and auto loan. Even though they've approved me for $18k auto loan within the 1st year of BK go figure

I have a home equity line of credit w/Forum CU $30k

Mortgaged a condo w/Huntington $99K

and a slew of credit cards the highest limit is $17K w/Lowes 

I'm a happy camper. Don't give up, keep paying

Chpt 7 Discharge 09/01/15
Starting: EQ 498 ~ TU 476 ~ EX 494
Current-09/03/16: EQ 679 ck ~ TU 703 fico ~ EX ?
Cards: Lowes $12000~Cap1 QS1 $4000 ~Cap1 Platinum $2000
Venture1 $2000~Share Loan: paid ~DiscoverIt $1300~Thrifty Credit: $500~Fingerhut $250~PayPal Cr $750 ~Barclay Apple $1000~Overstock $750~~ Walmart Store: $3000~ Amazon Store: $1500~BP: $3500~Venus:$450 -TJ Maxx: $3500
Message 1 of 17
16 REPLIES 16
MrDFinance
Established Contributor

Re: PenFed Approval, Finally!

Congrats !... Welcome to the family Smiley Happy
Message 2 of 17
Cred4All
Valued Contributor

Re: PenFed Approval, Finally!

Great work... great pickup and the SL would make anyone happy.  Congrats.


Message 3 of 17
Anonymous
Not applicable

Re: PenFed Approval, Finally!

Congrats!!! Penfed is awesome! Smiley Happy

Message 4 of 17
Anonymous
Not applicable

Re: PenFed Approval, Finally!

Congrats on the approval Smiley Happy

Message 5 of 17
Bizambish
Regular Contributor

Re: PenFed Approval, Finally!

Congrats! Great work.... PenFed is a big target of mine. I have joined but waiting to apply for a bit. They are one of the few banks using Fico 9 so far which for me is and will continue to be better than my Fico 8 so I'm excited for the prospect of working with them. 

Congrats again OP!



Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR
Message 6 of 17
stephenskd
New Contributor

Re: PenFed Approval, Finally!

congrats!


Message 7 of 17
Anonymous
Not applicable

Re: PenFed Approval, Finally!

Congrats on your PenFed approval! Smiley Happy

Message 8 of 17
Anonymous
Not applicable

Re: PenFed Approval, Finally!

Congrats on your approval and awesome SL!

tenor

 

 

Message 9 of 17
Anonymous
Not applicable

Re: PenFed Approval, Finally!

Congrats on the approval!Smiley Very Happy

Message 10 of 17
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