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PenFed Approval and Discover CLI

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acciofirebolt
Contributor

PenFed Approval and Discover CLI

I applied for the PenFed Power Cash and got instantly approved for $6,000 APR is in the 16% range. My EQ 9 is 750, I really shoudn't have applied for it because I really don't need it but I've been thinking about closing or PCing my CashForward card and since I have the Access America Checking with PenFed I'll get 2% back. The chip+pin will come in handy if I ever go out of the country (parents have been talking about a cruise to Canada) Smiley Tongue

Inq: 0 in the past 6 months on EQ, 2 in the past 12 months 

UTL: 15% 

 

5 new accounts in the past 6 months, 1 (Amex Platnium) has not been reported yet

 

Discover gave me a $2,400 CLI for my It card, it went from $4,800 to $7,200 which is my second highest limit card, it started with $2,000 in 2013, and it's grown to $7,200 in about 5 years with a few auto CLI's along the way, I got a second Discover card (It Miles) in May so I was really suprised when they gave me the CLI, current TU score is 752. 

Message 1 of 8
7 REPLIES 7
pizza1
Community Leader
Super Contributor

Re: PenFed Approval and Discover CLI

Very Nice!! Congrats to you on your success!
Message 2 of 8
Anonymous
Not applicable

Re: PenFed Approval and Discover CLI

Congrats to you, afb!

Posting your stats such as you did make this a very instructive post for us newcomers still desperate for DPs. Thank you.

Message 3 of 8
19eighty5
Senior Contributor

Re: PenFed Approval and Discover CLI

Congratulations on the approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 8
Anonymous
Not applicable

Re: PenFed Approval and Discover CLI

Congratulations!!! Awesome!!!

Message 5 of 8
DCnDC
Contributor

Re: PenFed Approval and Discover CLI

congrats!
FICO 8 (as of 8/23/2019) | EX: 823 | TU: 824 | EQ: 831
Inquiries (Total) | EX: 1 | TU: 1 | EQ: 1
Inquiries (Less than 1 year) | EX: 0 | TU: 0 | EQ: 0

Bank Americard Mastercard $90,000 | PenFed Promise Visa $39,000 | Citi Simplicity Mastercard $26,500 | NFCU More Rewards Amex $25,000 | Macy's $25,000 | Synchrony Home (Mohawk) $25,000 | NFCU Go Rewards Visa $24,300 | Citi Costco Visa $15,300 | NFCU CLOC $15,000 | PenFed Gold Visa $11,000 | Discover It $10,000 | Citi Diamond Preferred Visa $9,500 | Kohl's $3,000

Message 6 of 8
MartyWrite75
Valued Contributor

Re: PenFed Approval and Discover CLI

Wow! Congratulations!!
April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 7 of 8
Anonymous
Not applicable

Re: PenFed Approval and Discover CLI

Congrats on approval and CLI

Message 8 of 8
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