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I finally joined PenFed, and since I knew from these boards that a credit card application wouldn't result in an additional hard pull, I also applied for a rewards card. I was approved for $7,000, which is great because I drive quite a ways to work and the 5% back on gas will certainly come in handy!
In case this helps others who might be considering applying:
EQ Score: 758 (July 2012)
1 year old USAA MC: $4,200 CL with 2% utilization
1 year old, 48 month auto loan
2 student loans currently in repayment
No baddies
Congrats! And thanks for sharing. Do you mind sharing your aaoa number er of inquires?
Thanks! Sure, my aaoa is 6 years, and I have 3 inquiries.
@Anonymous wrote:I finally joined PenFed, and since I knew from these boards that a credit card application wouldn't result in an additional hard pull, I also applied for a rewards card. I was approved for $7,000, which is great because I drive quite a ways to work and the 5% back on gas will certainly come in handy!
In case this helps others who might be considering applying:
EQ Score: 758 (July 2012)
1 year old USAA MC: $4,200 CL with 2% utilization
1 year old, 48 month auto loan
2 student loans currently in repayment
No baddies
CONGRATS!!!!!
Nice limit!!
@Anonymous wrote:Thanks! Sure, my aaoa is 6 years, and I have 3 inquiries.
you had 3 inquiries on equifax or total? If total, any idea before app how many on equifax and when they were?
I had 3 inquiries on EQ:
Aug 9, 2011
Dec 30, 2011
Jan 12, 2012
@LS2982 wrote:
@Anonymous wrote:I finally joined PenFed, and since I knew from these boards that a credit card application wouldn't result in an additional hard pull, I also applied for a rewards card. I was approved for $7,000, which is great because I drive quite a ways to work and the 5% back on gas will certainly come in handy!
In case this helps others who might be considering applying:
EQ Score: 758 (July 2012)
1 year old USAA MC: $4,200 CL with 2% utilization
1 year old, 48 month auto loan
2 student loans currently in repayment
No baddies
CONGRATS!!!!!
Nice limit!!
Thanks!
@Anonymous wrote:I had 3 inquiries on EQ:
Aug 9, 2011
Dec 30, 2011
Jan 12, 2012
Thanks for the info. Congrats! Love my PenFed card too. Make sure to spend enough for that bonus as it is pretty generous. I do find how random the products in their reward program is.
Thanks, Crashem!
Congrats - a great card grom a great CU for sure!