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PenFed CLI $1,500 -> $7,500

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Contributor

PenFed CLI $1,500 -> $7,500

It's been seven months since I joined PenFed.  I had joined very fresh during the rebuild process.  I took the plunge just now and requested a CLI on my PowerCash Visa, and they bumped me from $1,500 to $7,500, with instant approval and the option to do balance transfers. That's with a utilization of 11% across all cards, with 10% on the PenFed.  Smiley Happy  My first Visa SIGNATURE card!  Woot! 

 

Grand total of unsecured credit as of July 2019:  $31,300

 

Started at $1,500 in November 2018.

 

Current utilization:  11% (had to buy a new washer and dryer AND tires ugh)...

 






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
18 REPLIES 18
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Valued Contributor

Re: PenFed CLI $1,500 -> $7,500

Congrats on a killer CLI!!
Message 2 of 19
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Valued Contributor

Re: PenFed CLI $1,500 -> $7,500

Wow!!! Congratulations on that monster CLI! Enjoy!





Message 3 of 19
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Contributor

Re: PenFed CLI $1,500 -> $7,500


@KLEXH25 wrote:
Wow!!! Congratulations on that monster CLI! Enjoy!

Thanks!  I'm so disappointed with Disco and Capital One, though.  I guess they really have tightened up.  They refuse to budge.  But, no biggie.  Into the sock drawer they go!  I travel quite a lot internationally, and good luck getting a Discover card accepted ... anywhere.  Capital One doesn't charge foreign transaction fees, but they also don't do chip-and-pin, so yeah.  Disco is now my Netflix card, and Capital One is my myfico card. lol






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
Message 4 of 19
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Valued Contributor

Re: PenFed CLI $1,500 -> $7,500

I feel ya! Both lenders have been stingy with me as well. My QS is bucketed so that’s getting the axe soon. I still love my Discover, but it’s like pulling teeth with them trying to get it to grow. Hopefully they’ll show me some love soon. Glad to both for giving me a chance though.





Message 5 of 19
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Contributor

Re: PenFed CLI $1,500 -> $7,500


@KLEXH25 wrote:
I feel ya! Both lenders have been stingy with me as well. My QS is bucketed so that’s getting the axe soon. I still love my Discover, but it’s like pulling teeth with them trying to get it to grow. Hopefully they’ll show me some love soon. Glad to both for giving me a chance though.

It's true.  They did give me a shot, and they did give me the boost to move on to bigger and better things.  I'll remember them fondly, but reach out to them infrequently.  :-P  As a teacher, I'm familiar with giving people a fair shot and having them forget about me. lol  But, they're banks.  They don't give a toss if I fall off the face of the earth as long as I pay them.






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
Message 6 of 19
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Valued Contributor

Re: PenFed CLI $1,500 -> $7,500

Congrats on the CLI!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 7 of 19
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New Contributor

Re: PenFed CLI $1,500 -> $7,500

Congratulations on your CLI!!!

Message 8 of 19
Senior Contributor

Re: PenFed CLI $1,500 -> $7,500

Congrats on your sweet 5X CLI! 

Currently: Gardening since 04/2020




Message 9 of 19
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Valued Contributor

Re: PenFed CLI $1,500 -> $7,500

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your 5X PenFed PowerCash Visa CLI and the upgrade to Visa SIGNATURE!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 10 of 19
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