cancel
Showing results for 
Search instead for 
Did you mean: 

PenFed CLI Success Power Cash

tag
M_Smart007
Legendary Contributor

Re: PenFed CLI Success Power Cash

Congratulations!..

Message 11 of 21
Anonymous
Not applicable

Re: PenFed CLI Success Power Cash

Congrats! Huuuuge CLI!

Message 12 of 21
Anonymous
Not applicable

Re: PenFed CLI Success Power Cash

@yorobbie  Awesome...Good job...By the way, you never received any automatic offer in last one year for CLI on your this card??

Message 13 of 21
BAD_UP
Established Contributor

Re: PenFed CLI Success Power Cash

Congrats on your PenFed CLI🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 14 of 21
yorobbie
Valued Member

Re: PenFed CLI Success Power Cash


@Anonymous wrote:

@yorobbie  Awesome...Good job...By the way, you never received any automatic offer in last one year for CLI on your this card??


Thanks everyone!

 

And no @Anonymous , I was not aware of any offers from PenFed on this card. I got lots of mail about refi on autoloans and such (which I thought was funny given I don't have an auto loan), various email offers, and of course the coveted TurboTax offer Smiley LOL but that's about it! I think I mainly decided to ask for the CLI because the time that had elapsed (12+ months) and my EQ Fico 9 had jumped up about 40+ points in the last year. 

Starting FICO 8: 620 Current FICO 8: 760s Current FICO 9: 770s
Message 15 of 21
Credit4Growth
Senior Contributor

Re: PenFed CLI Success Power Cash

Congrats @yorobbie, that is one heck of an increase!! 👏👏

Message 16 of 21
Anonymous
Not applicable

Re: PenFed CLI Success Power Cash


@yorobbie wrote:

@Anonymous wrote:

@yorobbie  Awesome...Good job...By the way, you never received any automatic offer in last one year for CLI on your this card??


Thanks everyone!

 

And no @Anonymous , I was not aware of any offers from PenFed on this card. I got lots of mail about refi on autoloans and such (which I thought was funny given I don't have an auto loan), various email offers, and of course the coveted TurboTax offer Smiley LOL but that's about it! I think I mainly decided to ask for the CLI because the time that had elapsed (12+ months) and my EQ Fico 9 had jumped up about 40+ points in the last year. 


Those kinds of emails are bulk emails anyway which are sent to every cardholder than specific to each person's situation. Secondly, some data points suggest that after submitting a request for CLI, some people do see an automatic offer on their account. However, keep it in mind that some people never see that offer. All I can say is that regularly use of cards surely get you CLI, with or without any offer, but I am not talking about showing a charge for a chewing gum here and there..lols

Message 17 of 21
yorobbie
Valued Member

Re: PenFed CLI Success Power Cash


@Anonymous wrote:

@yorobbie wrote:

@Anonymous wrote:

@yorobbie  Awesome...Good job...By the way, you never received any automatic offer in last one year for CLI on your this card??


Thanks everyone!

 

And no @Anonymous , I was not aware of any offers from PenFed on this card. I got lots of mail about refi on autoloans and such (which I thought was funny given I don't have an auto loan), various email offers, and of course the coveted TurboTax offer Smiley LOL but that's about it! I think I mainly decided to ask for the CLI because the time that had elapsed (12+ months) and my EQ Fico 9 had jumped up about 40+ points in the last year. 


Those kinds of emails are bulk emails anyway which are sent to every cardholder than specific to each person's situation. Secondly, some data points suggests that after submitting a request for CLI, some people do see an automatic offer on their account. However, keep it in mind that some people never see that offer. All I can say is that regularly use of cards surely get you CLI, with or without any offer, but I am not talking about showing a charge for a cup of coffee or a chewing gum here each month..lols


Oh, cool, I didn't know that about a subsequent automatic offer! I'll definitely keep my eyes open for that and update if I see one. 

 

Also, I didn't know that about volume of use specifically with PenFed CLIs, but that's good to know also. The SUB and cash back was good motivation, so I had some heavy use for awhile and then scaled it back in recent months. 

Starting FICO 8: 620 Current FICO 8: 760s Current FICO 9: 770s
Message 18 of 21
JoeLuvsHisCredit
Valued Contributor

Re: PenFed CLI Success Power Cash

Congratulations 

Message 19 of 21
Fico_Salamanca
Frequent Contributor

Re: PenFed CLI Success Power Cash

Congrats!

>

>


Message 20 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.