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PenFed CLI Success Power Cash

yorobbie
Established Member

PenFed CLI Success Power Cash

It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community!

 

Here are the DPs:

 

Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year opened a checking when it was no longer a HP to do so). Hardly use the checking and savings, just park some money there. Light to heavy usage of PCR, not always PIF, but most months. 

 

Online CLI Application, EQ instant HP

Instant approval $10,000

EQ9 743, EQ8 721

AAoA 8-9 years

Oldest credit card is under 4 years old

INQ: EX 2, TU 2, EQ 0 under 12 months

New Cards: Two new within 12 months

Sh*t-ton of student loans and lates, but all current as of 2015, no other loans or baddies on EQ

About 9-10% overall UTIL

CLs at time of app: Cap1Venure $6500, Ca1V1 $3500, Amex BCP $16300 (now $28500), Disco CB - $13300, WF Propel $13300, Amazon (Synch) $6000, Navy More Rewards $7000, Navy Visa Plat $25000, BBVA $2000, BoA Bankamericard $10000, Amex Plat.

 

Anyway, hope this helps someone out there! 

Starting FICO 8: 620 Current FICO 8: 720s Current FICO 9: 740s
Message 1 of 18
17 REPLIES 17
CreditAggie
Valued Contributor

Re: PenFed CLI Success Power Cash

Congratulations on your PenFed CLI!

Current Cards (in order of approval):


Current FICO 8:

Credit Age:

Inquiries (24 month):

Goal Cards:



Currently: 0/6, 0/12, 3/24
Message 2 of 18
thornback
Senior Contributor

Re: PenFed CLI Success Power Cash

That's a great increase and well worth the hp, congrats!

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 18
TIPPY-BOB
Valued Member

Re: PenFed CLI Success Power Cash

Congratulations! 🎉 And thanks for sharing all your data points. 😉👌

Message 4 of 18
AllZero
Super Contributor

Re: PenFed CLI Success Power Cash

Congratulations on your CLI!
Message 5 of 18
coreyb80
Valued Contributor

Re: PenFed CLI Success Power Cash

Congrats on the increase!

Message 6 of 18
CreditMagic7
Super Contributor

Re: PenFed CLI Success Power Cash

Congratulations on a nice PenFed CLI!

Message 7 of 18
gdale6
Moderator

Re: PenFed CLI Success Power Cash

A 10x CLI, congrats on getting it Smiley Happy

Message 8 of 18
cashorcharge
Valued Contributor

Re: PenFed CLI Success Power Cash

Nicely done!!  That's terrific!  Congratulations on your approval!! 🎉🥂

Message 9 of 18
Carmy03
Established Contributor

Re: PenFed CLI Success Power Cash

Congrats 

Message 10 of 18
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