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PenFed CLI after 2months 4 days!

Trekkie813
Regular Contributor

PenFed CLI after 2months 4 days!

So I've been itchin for a CLI.  Probz asked too soon but an approval is an approval.  Bumped me up from $5k to $8k.   Not too shabby in my book.  Now just waiting another 60 days or so for my Navy attempt.  Robot Happy

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 1 of 12
11 REPLIES 11
doinit1
Valued Contributor

Re: PenFed CLI after 2months 4 days!

Wow congrats!! That is pretty good for less than 90 days....they must really like your profile....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 2 of 12
Trekkie813
Regular Contributor

Re: PenFed CLI after 2months 4 days!

I guess so.  I keep my uti at 2%. PIF every month on all cards 🤓

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 3 of 12
AverageJoesCredit
Mega Contributor

Re: PenFed CLI after 2months 4 days!

Great score TrekkieSmiley Happy. PF luvs Trekkie luvs Navy luvs....

Tbc, Lol, Smiley Happy
Message 4 of 12
Trekkie813
Regular Contributor

Re: PenFed CLI after 2months 4 days!

Haha. Joe you crack me up. 

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 5 of 12
Sauternes
Valued Member

Re: PenFed CLI after 2months 4 days!

Congrats on the increase!  Was it a soft pull?  

BK7 discharged September 2015
Capital One Venture $20k, Quiksilver $2000, Discover IT $7900, PenFed Power Cash Rewards $2500, J.Crew Store Card $6950, Amazon Store Card $1800
EQ 699 / TU 682 / EX 687 As of January 5th 2021
Credit Goals: 700+ score, mortgage ready
Message 6 of 12
kugel
Valued Contributor

Re: PenFed CLI after 2months 4 days!

Next cli u can get is only after 6 months
Message 7 of 12
Trekkie813
Regular Contributor

Re: PenFed CLI after 2months 4 days!

Rep said it was a soft pull...

Starting Scores: 09.03.16
EQ: 569 TU: 591 EX: 570

Current Scores:
EQ: 674 TU: 730 EX: 679
Message 8 of 12
JMED2
Frequent Contributor

Re: PenFed CLI after 2months 4 days!

Major Congrats on the CLI!!!  Everyday that goes by, 

I become more and more impressed with PENFED!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 9 of 12
GCSCORE
Valued Member

Re: PenFed CLI after 2months 4 days!

Did you call in the request for a CLI? I looked on their site and didnt see the CLI request option but then again, I have their original rewards card because I refused to change over. 


Starting Score: 650's
Current Score: 729
Goal Score: 751


Message 10 of 12
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