Yep, that's right. I initially signed up with PenFed while waiting for EQ to clean up inaccuracies on my report and was denied. After a recon, I was denied again. This morning, I noticed that my score had jumped nearly 80 pts to 694 and decided to call them up and get 'er done. Spoke with their excellent customer service, asked that they pull another report for the updated score and report. After about a 4 minute hold, got the news that I was approved for the Power Cash at 14% with a SL of $2k.
SL kinda sucks considering my income, but I'll take it considering all the back and forth with them; I do like that APR though but I PIF so . . .
AAoA: 3.5 yrs
Inq: 10 in last 24 (8 of these were from an auto dealership going buckshot and two mortgages)
Hope this helps someone. I post to the PenFed datashare as well.
Congrats! I love PenFed. Have multiple products with them.