PenFed Mailer Success! I’m big mad. 😩 - myFICO® Forums - 5985412

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For those following my posts, you'll understand why I'm ready to throat chop my DH for this.

I have a share acct with PenFed in hopes to get a cc with them. Just gotta let my INQ's & new accts age. Well, DH gets a mailer saying he's pre-approved for a Power Cash. I did all the work, dagnabbit. I scoured these posts, followed up on leads you guys provided, and did my due diligence by making contact & setting up memberships for myself. But, what does he do?? Responds to a dang mailer.

Un-freaking-believable.. 😤

EQ F9 830

4th INQ

LOL New Accts

Oh, did I mention he qualifies for the Honors Advantage 2% cause he's Active Duty? I hate him. 😑

Unicorn Card! 3% CB on every purchase

App 05/19 for Go Rewards | PC 10/19 to More Rewards | $29.5K

App 09/19 | $16.5K

App 09/19 | $23.6K

App 10/19 | $30K

App 04/20 | $20K

App 08/20 | $20K

App 08/21 | $20.5K

App 07/22 | $21.6K

App 02/23 | $12.4K

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27 REPLIES 27

Gotta be happy for him though , youre next!

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Way to go Edward!!! Nice SCL & APR for sure!!!

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Congrats to DH

WAIT! WHAT? PF gives 25k limits?

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Congrats thats the highest SL I have seen on A PenFed card.

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Congratulations on DH approval!

Message 6 of 28

Congratulations on DH's PenFed approval and nice SL!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Ladies & Gents, we have a bonified credit rivalry in my household now.

Unicorn Card! 3% CB on every purchase

App 05/19 for Go Rewards | PC 10/19 to More Rewards | $29.5K

App 09/19 | $16.5K

App 09/19 | $23.6K

App 10/19 | $30K

App 04/20 | $20K

App 08/20 | $20K

App 08/21 | $20.5K

App 07/22 | $21.6K

App 02/23 | $12.4K

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Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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Just got the same card I would have loved at least half of that credit line

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