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PenFed PC VS

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Senior Contributor

PenFed PC VS

I thought I'd see what Credit Unions have to offer.  A modest start to 2019.

Cards: ample. Income: adequate. Credit: abundant.
INQs: excessive. Last INQ: fresh.
Oldest account: adult. Youngest account:
Infant.
AAoA: closer to optimal than horrible.
All scores above 815.

On the wagon.


Message 1 of 17
16 REPLIES 16
Community Leader
Super Contributor

Re: PenFed PC VS

Would you care to elaborate Expat, lol?
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 2 of 17
Established Contributor

Re: PenFed PC VS

Congrats on the approval and 10k SL very nice.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 3 of 17
Senior Contributor

Re: PenFed PC VS


@AverageJoesCredit wrote:
Would you care to elaborate Expat, lol?

It's all in the title and the sig, AJC.

Cards: ample. Income: adequate. Credit: abundant.
INQs: excessive. Last INQ: fresh.
Oldest account: adult. Youngest account:
Infant.
AAoA: closer to optimal than horrible.
All scores above 815.

On the wagon.


Message 4 of 17
Moderator

Re: PenFed PC VS


@AverageJoesCredit wrote:
Would you care to elaborate Expat, lol?

10k 800 scores.. Assume you are new to Penfed if they capped you at 10k?.  Good card and CU none-the-less..  Congrats

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | 5/3rd | Synovus | Commerce | FNBO | Union Bank
Message 5 of 17
Valued Contributor

Re: PenFed PC VS

Congrats on the PenFed approval Smiley Happy.



Message 6 of 17
Senior Contributor

Re: PenFed PC VS


@CreditCuriosity wrote:

@AverageJoesCredit wrote:
Would you care to elaborate Expat, lol?

10k 800 scores.. Assume you are new to Penfed if they capped you at 10k?.  Good card and CU none-the-less..  Congrats


Thanks.  Yep -- new to PenFed.  Cautiously optimistic that once they see salary deposits, I'll be able to obtain a CLI in six months or so.

Cards: ample. Income: adequate. Credit: abundant.
INQs: excessive. Last INQ: fresh.
Oldest account: adult. Youngest account:
Infant.
AAoA: closer to optimal than horrible.
All scores above 815.

On the wagon.


Message 7 of 17
Senior Contributor

Re: PenFed PC VS

COngrats on your approval !!!

Penfed strikes again

 

 

 

3-2019 / Fico 8 EX 802 , EQ 803 , TR 805
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 8 of 17
Frequent Contributor

Re: PenFed PC VS

Congrats on your Penfed approval!

SspW.gif


4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715

7/14/19 EQ:754 EX:733 TU: 755
Message 9 of 17
Community Leader
Super Contributor

Re: PenFed PC VS


@expatCanuck wrote:

@AverageJoesCredit wrote:
Would you care to elaborate Expat, lol?

It's all in the title and the sig, AJC.


Lol, im on mobile and i cant gloss over cards. 10k is a nice sl for them. For your profile im sure offers are in your futureSmiley Happy

Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 10 of 17