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PenFed PCR Approval $30k

FICOPath
Frequent Contributor

PenFed PCR Approval $30k

$30k SL instant approval, was just insta-approved for $25k Chase Ink Preferred right b4.  

 

Waiting till after Chase CSR app to add the Penfed LOC(hopefully lol)

 

  • Income ~$260k
  • AoYA 5months
  • 2 INQ's on EQ prior to app
  • 1 New personal account in past 24months(july)










Message 1 of 16
15 REPLIES 15
Saeren
Mega Contributor

Re: PenFed PCR Approval $30k

Congrats!

 

I don’t think I will ever get a PenFed card, they rejected me in September for new accounts in March and I just added 4 more in December. 🤣 

 

Have any DPs to share? income, inquiries, DTI, new accounts, AoYA etc?





Message 2 of 16
FICOPath
Frequent Contributor

Re: PenFed PCR Approval $30k


@Saeren wrote:

Congrats!

 

I don’t think I will ever get a PenFed card, they rejected me in September for new accounts in March and I just added 4 more in December. 🤣 

 

Have any DPs to share? income, inquiries, DTI, new accounts, AoYA etc?


I app'd and opened a savings w them like 3 years back forgot to reapply for credit products till recent :-p i'll update OP w DP











Message 3 of 16
Saeren
Mega Contributor

Re: PenFed PCR Approval $30k


@FICOPath wrote:

@Saeren wrote:

Congrats!

 

I don’t think I will ever get a PenFed card, they rejected me in September for new accounts in March and I just added 4 more in December. 🤣 

 

Have any DPs to share? income, inquiries, DTI, new accounts, AoYA etc?


I app'd and opened a savings w them like 3 years back forgot to reapply for credit products till recent :-p i'll update OP w DP


Yeah PenFed definitely would be crazy to shut someone with your stats out lol. Very nice!





Message 4 of 16
FICOPath
Frequent Contributor

Re: PenFed PCR Approval $30k

thnx.  I was going to wait till after the 8th for a Utilization update. I have 9k debt reported (its currently at ~$500 now) 

 

O well hope to get a cli to 50k soon











Message 5 of 16
mdswxtech
Frequent Contributor

Re: PenFed PCR Approval $30k

Congratulations on getting an extrememly nice SL on both cards!

Message 6 of 16
doinit1
Valued Contributor

Re: PenFed PCR Approval $30k

Excellent!!...Congratulations...nice profile.....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 7 of 16
CreditInspired
Super Contributor

Re: PenFed PCR Approval $30k

This is awesome OP, just awesome.
Congratulations!

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 8 of 16
Medic981
Valued Contributor

Re: PenFed PCR Approval $30k


Congrats on the approval and monster SL! ! !

















Your FICO credit scores are not just numbers, it’s a skill.

Message 9 of 16
FICOPath
Frequent Contributor

Re: PenFed PCR Approval $30k


@Saeren wrote:

@FICOPath wrote:

@Saeren wrote:

Congrats!

 

I don’t think I will ever get a PenFed card, they rejected me in September for new accounts in March and I just added 4 more in December. 🤣 

 

Have any DPs to share? income, inquiries, DTI, new accounts, AoYA etc?


I app'd and opened a savings w them like 3 years back forgot to reapply for credit products till recent :-p i'll update OP w DP


Yeah PenFed definitely would be crazy to shut someone with your stats out lol. Very nice!


They denied me when I first joined w a savings account 2-3+ years ago lmao 











Message 10 of 16
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