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PenFed PCR Approval

Jkrause702
Regular Contributor

PenFed PCR Approval

I've had a rather disappointing relationship with PenFed since joining consisting of three declined applications for cards over 2 years. 

Received a marketing offer and being the impulsive person I am decided to go for it.

 

Got the pending screen, needed income verification. Sent in pay stubs and called, explained part of my income comes from self employment, submitted tax returns for 2 years documenting that income and was told to wait, expecting denial anyways. 

I was elated to be surprised with an approval with a shocking starting limit of 10k even with some derogs that haven't fallen off yet and a chapter 7 with another year left of reporting. 

Pulled EQ of course.

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Message 1 of 14
13 REPLIES 13
CreditAggie
Senior Contributor

Re: PenFed PCR Approval

Congratulations on your PenFed PCR approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 2 of 14
AllZero
Super Contributor

Re: PenFed PCR Approval

Congratulations on your approval!
Message 3 of 14
gdale6
Moderator

Re: PenFed PCR Approval

Grats on knocking down their credit door!

Message 4 of 14
Golf-and-Credit
Regular Contributor

Re: PenFed PCR Approval

Congrats on the approval! 

Experian FICO 8: 800!!/2 inq’s 0/12, 2/24
Equifax FICO 8: 775/3 inq’s 1/12, 2/24
Transunion FICO 8: 772/2 inq’s 0/12, 2/24
Message 5 of 14
Titans84
Regular Contributor

Re: PenFed PCR Approval

Congrats on your approval!

Current FICO 8:






Message 6 of 14
M_Smart007
Epic Contributor

Re: PenFed PCR Approval

Congratulations on your approval!

Message 7 of 14
gingerflower
Valued Contributor

Re: PenFed PCR Approval

Wow... Awesome job on your Penfed cash rewards Cc! Nice SL! 👍

Message 8 of 14
Papa_Bear
Regular Contributor

Re: PenFed PCR Approval

Congratulations!






Message 9 of 14
IaBoy62
Established Contributor

Re: PenFed PCR Approval

AWESOME....congrats!!!!

Message 10 of 14
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