I've had a rather disappointing relationship with PenFed since joining consisting of three declined applications for cards over 2 years.
Received a marketing offer and being the impulsive person I am decided to go for it.
Got the pending screen, needed income verification. Sent in pay stubs and called, explained part of my income comes from self employment, submitted tax returns for 2 years documenting that income and was told to wait, expecting denial anyways.
I was elated to be surprised with an approval with a shocking starting limit of 10k even with some derogs that haven't fallen off yet and a chapter 7 with another year left of reporting.
Pulled EQ of course.
Congratulations on your PenFed PCR approval!
Congrats on the approval!