I joined PenFed with a savings account earlier this week. I applied for the PCR later that day and received the under review message, but got the approval email in a few hours with a $5000 SL! I opened the Access America Checking account the next and they did another HP (was really hoping they would use the same HP since I also declined the Overdraft LOC but oh well). Could I have avoided the second HP by applying for both products the same day?
I applied for the PayPal CBMC the day after - instant approval for a $8000 SL! I had previously applied for it about a year and half ago but got denied.
I also applied for the BBVA ClearPoints right after the PayPal card. I'm not in their footprint and they sent me 3 preapprovals in a month. Went to review, and then they asked for my DL and a utility bill over the course of the next few days. Got the approval email soon after that for a $1600 SL. Obviously not as excited about it as the other two SLs, but I'll take a small approval over a denial any day!
Congrats x 3, great approvals at one time.
To answer your Penfed question, nope probably wouldn't have made a difference. They are notorious for the double HP. Cheers!
Congratulations on your approvals!
That's a nice limit on that PPMC with a 656 TU may have to throw my HP in the synchrony slot machine and give it a go 😂 but congrats on approvals! Excellent work