So, finally buckled and decided to apply for one more card before hibernating for the winter! Apped for the PenFed Platinum Rewards and was denied and countered with and offer for PCR VISA (non signature) with a $2500 SL at....3% APR?? Kinda confused on that one.
After reading about the double apps/1 pull on here, I apped for the Gold Visa, but that app went under review, so we'll see what happens.
I was kinda dissapointed the SL was that low, was hoping for around 5k for the siggy. Ive heard of people doing a SL recon via the survey, should I give that a shot? I didn't have to provide any POI with the initial approval, I wonder if I would have to if i requested a SL recon...
At any rate, super excited to start a relationship with PenFed!
Congratulations on your PenFed approval!
Congratulations on your PF PCR Approval!🎉🥂👏🏼
There were a rare few that got a higher SL after completing the survey you'll receive via email but I think those were very few and very far between.
Congrats on the PCR!!! GL with the Gold. Any DPs you can share? EQ scores, Inqs, new accounts, existing relationship?
Thanks all! Couldnt have gotten here without the wealth of knowledge on this board, all of you have collectively helped me and my family turn a new page financially.
2 inquires on EQ in last 12 months, 1 in the last 6.
4 new accounts in last 12 months, 1 in the last 6.
No existing relationship with PenFed.
Overall util- 2%
Fingers crossed for the gold, hopefully will hear something later today!
Congrats on the approval! I started with the same SL back in May. Hoping to get a decent increase come next month at my 6 months.