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PenFed Pathfinder approved 10K @ 17.99

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Super Contributor

Re: PenFed Pathfinder approved 10K @ 17.99

Congrats !


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>11/2020 CCT EX 821 TU 826 EQ 840

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Message 11 of 13
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Established Member

Re: PenFed Pathfinder approved 10K @ 17.99

Curious to ask, how long have you been a member of PenFed before applying for your approved CC?


@audio-disabled wrote:

I've been waiting patiently until I was in a full year of credit card rebuild with Barclay, CapOne, and Merrick. I put most of my expenses on CapOne, ahead of Barclay. I put monthly utilties bills on Merrick, that's it. I'm also 25 months post CH7 DC.

 

My scores that I pulled as of today with Equifax is:

FICO8 - 675

FICO8 Bankcard - 683

FICO9 Bankcard - 686

 

My charged off Navient account has fell off this month.

 

I app'd for Pathfinder and had a long processing time before being approved at $10,000 at 17.99% APR. I can breathe...I can BREATHE!


 

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Message 12 of 13
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Regular Contributor

Re: PenFed Pathfinder approved 10K @ 17.99


@juamalik wrote:

Curious to ask, how long have you been a member of PenFed before applying for your approved CC?


@audio-disabled wrote:

I've been waiting patiently until I was in a full year of credit card rebuild with Barclay, CapOne, and Merrick. I put most of my expenses on CapOne, ahead of Barclay. I put monthly utilties bills on Merrick, that's it. I'm also 25 months post CH7 DC.

 

My scores that I pulled as of today with Equifax is:

FICO8 - 675

FICO8 Bankcard - 683

FICO9 Bankcard - 686

 

My charged off Navient account has fell off this month.

 

I app'd for Pathfinder and had a long processing time before being approved at $10,000 at 17.99% APR. I can breathe...I can BREATHE!


 


I think about a year now. I can definitely tell you that they'd like to wait until two years after BK DC / negative derogatory. I know I tried twice, but until the second time I applied, I learned it was definitely two years mark as other people confirmed that.






$2500 SL Barclay Apple Visa | $4500 CapitalOne Platinum | $1000 SL CapitalOne VentureOne | $10K SL PenFed Pathfinder | $3500 Wells Fargo Platinum | $9500 BECU Visa
Goals: Grow scores into 700s
Message 13 of 13
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