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PenFed Platinum Visa Signature Approved !!

sghosh5
Valued Contributor

PenFed Platinum Visa Signature Approved !!

Got my first 10K auto approval first time. The rewards of the card is pretty good too. Excited !!PENFED Approval.png




Shell FCU : 5K
Message 1 of 13
12 REPLIES 12
fltireguy
Valued Contributor

Re: PenFed Platinum Visa Signature Approved !!

Congrats.. I have this card as well...   it’s one of my daily drivers

 

Do you know what 17.99% APR at a CU means?

”If we could charge you more, we would. But, we can’t so we won’t..”LOL

 

 

(Same APR as mine)

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 13
Zolomon
Regular Contributor

Re: PenFed Platinum Visa Signature Approved !!

Congratulations Cat Very Happy I pray for the day I get a 10k SL/CL.

Personal cards:

Business cards:

Message 3 of 13
VoltronM
Senior Contributor

Re: PenFed Platinum Visa Signature Approved !!

Congrats on nice Approval

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 13
sghosh5
Valued Contributor

Re: PenFed Platinum Visa Signature Approved !!

Thanks. Does the card grow in limit faster than any other cards? How often u all got CLIs on this card?



Shell FCU : 5K
Message 5 of 13
Musiclover
Super Contributor

Re: PenFed Platinum Visa Signature Approved !!

Congratulations! Great card! Mine started at 10k two years ago and now is 30k. I also apped for the Promise. Great combination. Best of luck to you in the future. PenFed is terrific!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 6 of 13
Musiclover
Super Contributor

Re: PenFed Platinum Visa Signature Approved !!


@sghosh5 wrote:
Thanks. Does the card grow in limit faster than any other cards? How often u all got CLIs on this card?

In answer to your question about CLI's, mine took a while to grow. Others may have a different experience. 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 13
sghosh5
Valued Contributor

Re: PenFed Platinum Visa Signature Approved !!

Well i went ahead and applied for the AMEX card too with them. Now when i went to check status of both the app, the previous one is showing ‘almost done’ and asked to upload last two paystubs and the newer one is also asking for paystubs. Is it normal? Will they possibly deny both the apps now? Did i mess it up?



Shell FCU : 5K
Message 8 of 13
Meanmchine
Super Contributor

Re: PenFed Platinum Visa Signature Approved !!


@Zolomon wrote:

Congratulations Cat Very Happy I pray for the day I get a 10k SL/CL.


Two years ago I was in the 630s. Just make your payments every month, watch your balances and you will get those SLs you want

 

Congrats OP


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 9 of 13
Gmood1
Super Contributor

Re: PenFed Platinum Visa Signature Approved !!

If you were denied, it would state that you were. Yes that is normal. They will sometimes request pay stubs. Normally for new members. Once you're a member with some payment history. They won't asked for anything IME. I've had several auto loans and CC apps over the last couple of years.
They haven't asked for anything since joining 3.5 years ago.
Sounds like they are considering you for two $10k limits CCs.
Message 10 of 13
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