Ok, it is official, I am a weak man and I fell off the wagon. I could not even make it a full six (6) months in the garden…in fact I only made it 170 days or 5 months, 19 days excluding today. 
With that said, seeing the recent PenFed approvals and doing a little research short of hitting the “SUBMIT” button, I found that the PenFed family of financial offerings had what I was looking for in a future card. I chose the PenFed PCR as the best fit for the wallet, SL $15k, 14.99% VAPR and 2% CB (PFHAM), $100 SUB after $1.5 spend/90d, BT 0% APR/12 months w/3% fee. HP on EQ only = F9/804. And I just eSigned to complete the CC Authorization Form so I am officially part of the PenFed family. 
So, it would seem I relegated my Garden Goal to adding another card to the mix. I also cosigned, (HP) on TU for a new 25’ trailer to haul toys so DW could have an installment record on her CR’s. Not complaining, needed another trailer, just do not like setting a goal and then not achieving it. Well, once again I am heading back to the garden to start over. 
Congratulations on your approval!!! You can garden once you get a majority of the good cards you want. I have been in the garden for almost a year because I want a US Bank Altitude Reserve.
Congrats on your PenFed Power Cash approval
Congratulations on your approval!!
Dude! You're on a roll! Conrats on the PCR and nice SL too!
