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Haven't posted in a while, it helps me to garden :-). I'm at that stage in my rebuild of closing store cards and cards with toy limits that won't give me a CL but I wanted to try and get a single card to replace them. So I tried my luck with PenFed and was approved instantly online for $17k and 17.74% apr (not the best but that's ok). Not sure of my EQ score right now but tried the Discover pre-approval link (denied yet again) and it came back with a 692 so it's in that ballpark right now.
I was shocked, all of my other applications with them have gone to review but not this one. I now have two CC's with them (total $37k) and my car loan. They have been way more generous with me than NFCU (who will not give me a CL increase for some reason).
When the dust settles and I have my card, I going to try and transfer $13k from the Visa platinum so I'd have a $30k card and a $7k card. EQ is now locked, no more HP's and back to the garden. Will be closing toy limit cards as soon as this one reports.
congrats how long have you been with PenFed?
Congratulations on your approval!!
Congrats!
@Anonymouswrote:congrats how long have you been with PenFed?
Thank you! I opened my checking/savings in October 2015 so just over two years.