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PenFed Power Cash Rewards Sig VISA

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Valued Contributor

PenFed Power Cash Rewards Sig VISA


PenFed Power Cash Rewards Sig VISA 

$25000.00
Credit limit

14.99% variable APR (Annual Percentage Rate)
 
I recently added my wife to my Pen Fed account we switched our checking to the Access America checking they offer ($200 SUB) and then refi our new Mazda SUV with them at 3.39% for 48 months.  I was hoping for the 2.99 they offer but am ok with higher rate as they gave us a $250 SUB for the refi.  My wife was then approved for the Power Cash Sig VISA with a nice 25k CL   I previously had this card and close it for lack of use but we now get 2% back instead of the 1.5% due to having the Access Checking. Also get a $100 SUB  All in all $550 total SUB from PenFed over these three accounts.  I am ending a 5 year relationship with AK USA.  They are non competitive and simply can't compete with the bigger CU despite the fact I recently paid off a mortgage with them and 3 prior auto loans.  Scores in the upper 700s 7/24 UT 6% 

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 1 of 19
18 REPLIES 18
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Super Contributor

Re: PenFed Power Cash Rewards VISA 25k CL

Congratulations on DW approval!

Message 2 of 19
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Moderator

Re: PenFed Power Cash Rewards VISA 25k CL

Nice approval only have used mine a couple times in last month or two once you go AOD you dont go back Smiley Happy

Message 3 of 19
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Mega Contributor

Re: PenFed Power Cash Rewards Sig VISA

Congratulations! ..

Message 4 of 19
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Moderator

Re: PenFed Power Cash Rewards Sig VISA

Grats to both of you in your successes!
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 19
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Valued Contributor

Re: PenFed Power Cash Rewards Sig VISA


@morgacj2004 wrote:

PenFed Power Cash Rewards Sig VISA 
$25000.00 Credit limit 14.99% variable APR (Annual Percentage Rate)

Great approval -- Congrats! Smiley Happy & thanks for the DPs. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 6 of 19
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Frequent Contributor

Re: PenFed Power Cash Rewards Sig VISA

Congratulations





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Message 7 of 19
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Established Contributor

Re: PenFed Power Cash Rewards Sig VISA

@morgacj2004  Super Congrats on your PenFed auto refi and $25,000 PCR approvals! Smiley Very Happy

 

The $550 in sign up bonuses are a nice touch as well. Very well done!!! Smiley Very Happy

Message 8 of 19
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Senior Contributor

Re: PenFed Power Cash Rewards Sig VISA

Congrats on DW PenFed PCR approval!

Currently: Gardening since 04/2020




Message 9 of 19
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Established Contributor

Re: PenFed Power Cash Rewards Sig VISA

Congratulations on your PenFed success!



Current FICO 8:

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