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PenFed Power Cash Rewards Visa Card 10K Approval

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Anonymous
Not applicable

PenFed Power Cash Rewards Visa Card 10K Approval

I guess I'm on a Credit Union spree Smiley Wink.

 

Applied for the savings account last night and was immediately approved (deposited $15). On the application I had checked off that I wanted to apply for a Credit Card as well. But as of this morning nothing came of it. So I called customer service to check on it and she said she would have to enter all the info again if I wanted to apply. She also warned me that there was a small possibility that they could pull my credit again, but I figured they wouldn't. And they didn't Smiley Happy 10K instant approval. They of course pulled EQ:

 

Per my TIAA Bank CC account it says FICO is 697 but that was back on 11/18. Guessing it's updated every quarter.

 

All of my FAKO's are lower, like much lower for some reason. Probably because of all the inquiries Smiley Happy. But, I would guess the number of inquires would be the same for Vantage as FICO, I have 22 per CK. Monthly gross income $7700. Let me know if anything else helps. I'm 7/12 on Visa.

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congrats on your approval and very nice SL !!!

 

 

Message 2 of 15
Anonymous
Not applicable

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Excellent approval with those stats! Bravo OP! Smiley Happy

Message 3 of 15
MrDFinance
Established Contributor

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congrats on the monster limit Smiley Happy
Message 4 of 15
Anonymous
Not applicable

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congratulations!

Message 5 of 15
19eighty5
Senior Contributor

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 15
Anonymous
Not applicable

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congrats on the approval. That's an awesome SL. I'm gonna hit Pen or Navy up some day. They seem to give out nice limits.
Message 7 of 15
Remedios
Credit Mentor

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congrats on your new card 

Message 8 of 15
Brooklyn2018
Valued Contributor

Re: PenFed Power Cash Rewards Visa Card 10K Approval

Congrats on an awesome approval!!!👏👏👏

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 9 of 15
Manonfire
Regular Contributor

Re: PenFed Power Cash Rewards Visa Card 10K Approval


@Anonymous wrote:

I guess I'm on a Credit Union spree Smiley Wink.

 

Applied for the savings account last night and was immediately approved (deposited $15). On the application I had checked off that I wanted to apply for a Credit Card as well. But as of this morning nothing came of it. So I called customer service to check on it and she said she would have to enter all the info again if I wanted to apply. She also warned me that there was a small possibility that they could pull my credit again, but I figured they wouldn't. And they didn't Smiley Happy 10K instant approval. They of course pulled EQ:

 

Per my TIAA Bank CC account it says FICO is 697 but that was back on 11/18. Guessing it's updated every quarter.

 

All of my FAKO's are lower, like much lower for some reason. Probably because of all the inquiries Smiley Happy. But, I would guess the number of inquires would be the same for Vantage as FICO, I have 22 per CK. Monthly gross income $7700. Let me know if anything else helps. I'm 7/12 on Visa.


Congrats. I also got approved on 11/18 through PenFed for their cash rewards card $10k SL, checking account and savings. So far so good. Just waiting for any non-turbo tax offers to roll in. 

Message 10 of 15
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