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PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Auto Loans for ANY Credit Situation. Immediate Response.
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Frequent Contributor

PenFed Power Cash Rewards Visa Signature® Card (Approval!)

I guess 4th times the charm! Card has been listed with Turbotax and auto refinance above accounts on main screen. 

 

Clicked, it asked me to verify information (most of the application was pre filled) screen swirled for about 45 seconds,  then said "page failed to load"... received an alert Equifax was pulling, then received an email congratulating me on the new card.

 

Screenshot_20191026-174258_Outlook.jpg

 

I guess they like me a little more. 

 

MyFico 8: EQ 734

PenFed cost of credit: EQ 729

 

Was approved for $24k unsecured personal loan in September, was an instant approval pending income verification (last two pay stubs).

 

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


Take the myFICO Fitness Challenge

Discover IT $1000Cabelas Clasic $1000Chevron $2000Coscto Anywhere Signature Visa -Citi- $8300ExxonMobil Smartcard -Citi- $2500CareCredit $20000Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000
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Super Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

 

Congrats!!

 

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Regular Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

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Established Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Congratulations on your approval and great SL!!!



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Frequent Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)


@nuohlac wrote:

Congratulations on your approval and great SL!!!


Thank you! Largest starting limit of all of my cards. Really surprised considering all the posts about Penfed being conservative.

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


Take the myFICO Fitness Challenge

Discover IT $1000Cabelas Clasic $1000Chevron $2000Coscto Anywhere Signature Visa -Citi- $8300ExxonMobil Smartcard -Citi- $2500CareCredit $20000Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000
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Super Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)


@chiefone4u wrote:

@nuohlac wrote:

Congratulations on your approval and great SL!!!


Thank you! Largest starting limit of all of my cards. Really surprised considering all the posts about Penfed being conservative.


ya  just  never know  ...the only lender to deny me for too much credit ..Haha!!

 

 

 

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Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Congratulations!



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Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Real nice approval, chief. Congrats!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (03/3/2020): FICO 08 EXP: 749; TU: 758; EQ: 761
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
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Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)


@chiefone4u wrote:

I guess 4th times the charm!


Congrats on the $15K SL @ 16.99% APR!

PenFed Power Cash Rewards is a great card!

Enjoy!

waytogo.jpg

 

 

 

 




Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 9+ years; AoYA = less than 1 year (Nov 2019)
Total Open Credit Lines Over $446K. Utilization Less Than 1%. Inquiries until May 2020 (TU:2 -- EQ:2 -- EX:6)
*Hover cursor over each card to see name, CL
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Super Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Congratulations on your approval!
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