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PenFed Power Cash Rewards Visa Signature® Card (Approval!)

chiefone4u
Established Contributor

PenFed Power Cash Rewards Visa Signature® Card (Approval!)

I guess 4th times the charm! Card has been listed with Turbotax and auto refinance above accounts on main screen. 

 

Clicked, it asked me to verify information (most of the application was pre filled) screen swirled for about 45 seconds,  then said "page failed to load"... received an alert Equifax was pulling, then received an email congratulating me on the new card.

 

Screenshot_20191026-174258_Outlook.jpg

 

I guess they like me a little more. 

 

MyFico 8: EQ 734

PenFed cost of credit: EQ 729

 

Was approved for $24k unsecured personal loan in September, was an instant approval pending income verification (last two pay stubs).

 

BrutalBodyShots - Good Will Saturation Technique

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


Take the myFICO Fitness Challenge

Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000

Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.

Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal:
August 2022 and reach 0/24
Message 1 of 11
10 REPLIES 10
M_Smart007
Epic Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

 

Congrats!!

 

Message 2 of 11
Hut1
Frequent Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

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Message 3 of 11
nuohlac
Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Congratulations on your approval and great SL!!!








Message 4 of 11
chiefone4u
Established Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)


@nuohlac wrote:

Congratulations on your approval and great SL!!!


Thank you! Largest starting limit of all of my cards. Really surprised considering all the posts about Penfed being conservative.

BrutalBodyShots - Good Will Saturation Technique

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


Take the myFICO Fitness Challenge

Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000

Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.

Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal:
August 2022 and reach 0/24
Message 5 of 11
M_Smart007
Epic Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)


@chiefone4u wrote:

@nuohlac wrote:

Congratulations on your approval and great SL!!!


Thank you! Largest starting limit of all of my cards. Really surprised considering all the posts about Penfed being conservative.


ya  just  never know  ...the only lender to deny me for too much credit ..Haha!!

 

 

 

Message 6 of 11
Bbcatcher
Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Congratulations!



Message 7 of 11
James_A
Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Real nice approval, chief. Congrats!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 8 of 11
Aim_High
Senior Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)


@chiefone4u wrote:

I guess 4th times the charm!


Congrats on the $15K SL @ 16.99% APR!

PenFed Power Cash Rewards is a great card!

Enjoy!

waytogo.jpg

 

 

 

 






Total Length of Credit > 35 years; AoOA (Currently open accounts) > 27 years
AAoA > 7 years; AoYA less than 1 year (Aug 2020)
Credit Limits: Total > $573K. Average > $28K. Utilization 1%.
Total Inquiries (TU:3 ~ EQ:4 ~ EX:7); Scorable Inquiries (TU:1 ~ EQ:2 ~ EX:4)
New Accounts: 0/6 months; 4/12 months; 11/24 months (as of 03/03/21)
* Hover cursor over each card to see name & CL, or press & hold on mobile app.
** Gardening since 08/15/20. Garden Goal ACHIEVED!!: Gold Spade on 02/15/21
Message 9 of 11
AllZero
Super Contributor

Re: PenFed Power Cash Rewards Visa Signature® Card (Approval!)

Congratulations on your approval!
Message 10 of 11
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