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PenFed Power Cash Rewards Visa Signature

AverageJoesCredit
Mega Contributor

Re: PenFed Power Cash Rewards Visa Signature

Lol thats my favorite @UncleB gif along with the baby and Ohh!Smiley Wink
Message 21 of 33
juamalik
Established Member

Re: PenFed Power Cash Rewards Visa Signature

Curious to ask, how long were you a PenFed customer before applying?


@tcbofade wrote:

$20,000 at 14.9%

 

EQ Fico 8, 723.   (I know that they pull EQ 9, but I don't know what that score is right now...)

 

Edit:  Got the "cost of credit" email this morning...  EQ 9 was 731.  


 

Starting Score: 536
Current Scores EQ/TU/EX Fico9: 760/739/680
Goal Score: 800

Take the myFICO Fitness Challenge
Message 22 of 33
bizarrocreditworld
Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature


@tcbofade wrote:

$20,000 at 14.9%

 

EQ Fico 8, 723.   (I know that they pull EQ 9, but I don't know what that score is right now...)

 

Edit:  Got the "cost of credit" email this morning...  EQ 9 was 731.  


Congratulations on the nice SL and APR. 

Three months and counting...
Message 23 of 33
tcbofade
Community Leader
Super Contributor

Re: PenFed Power Cash Rewards Visa Signature


@juamalik wrote:

Curious to ask, how long were you a PenFed customer before applying?


@tcbofade wrote:

$20,000 at 14.9%

 

EQ Fico 8, 723.   (I know that they pull EQ 9, but I don't know what that score is right now...)

 

Edit:  Got the "cost of credit" email this morning...  EQ 9 was 731.  


 


Roughly two years.

10/01/21 Fico 8: EX 739, EQ 754, TU 758.
10/04/21 Fico 9: EX 739, EQ 756, TU No idea.

Zero percent financing is where the devil lives...
Message 24 of 33
AverageJoesCredit
Mega Contributor

Re: PenFed Power Cash Rewards Visa Signature

2 years is ALOT of TacosSmiley Happy🌮
Message 25 of 33
UFGuy2006
Established Contributor

Re: PenFed Power Cash Rewards Visa Signature

Congrats! Any other PF accounts?
FICO: EX: 754 (5/20); TU: 814 (7/20); EQ 768 (7/20)
Affinity Cash Rewards Visa Signature | Alliant Rewards Visa Signature | Amex Rose Gold | Amex Green | Amex Schwab Platinum | Amex Blue Business | Amex Blue Business Cash | Amex Cash Magnet | Amex Lowes Business | Apple World Mastercard | AOD FCU Cash Visa Signature | BBVA Clearpoints Visa | BBVA Select Visa Signature | Capital One Quicksilver | Chase Amazon Prime Visa Signature | Chase Freedom Flex World Elite Mastercard | Discover IT More Pride | Macys American Express | NFCU Cash Rewards World Mastercard | Penfed Pathfinder Rewards Amex | RBFCU Cash Rewards Platinum Mastercard | SSFCU Power Travel Rewards World Mastercard | USAA Cash Rewards American Express | USAA Limitless Rewards Platinum Visa | US Bank Business Cash Rewards World Elite Mastercard | Venmo Visa Signature
Message 26 of 33
tcbofade
Community Leader
Super Contributor

Re: PenFed Power Cash Rewards Visa Signature

Joined PenFed October of 2017.

 

Applied for credit card.  Denied.

 

Late in 2018, got a blank check in the mail for up to 25k personal loan.  JUMPED on it.  I make more than the minimum payment every month, and it's always early.

 

Applied for PCR in January of 2018, approved.... with a $500 limit.  Smiley Indifferent  Not much help.  I've used it twice and PIF'd both times.

 

Got my individual card utilization under 49%, then applied for the PCR Signature.  

 

...apparently, PenFed cares more about individual utilization than aggregate.  Smiley Surprised

 

 

 

 

10/01/21 Fico 8: EX 739, EQ 754, TU 758.
10/04/21 Fico 9: EX 739, EQ 756, TU No idea.

Zero percent financing is where the devil lives...
Message 27 of 33
JAG73
Moderator Emerita

Re: PenFed Power Cash Rewards Visa Signature

Congrats @tcbofade ! 

Got some pruning to do... No more new cards!
Message 28 of 33
nuohlac
Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature

Congrats on your approval and excellent SL!!!








Message 29 of 33
Adkins
Mega Contributor

Re: PenFed Power Cash Rewards Visa Signature


@nuohlac wrote:

Congrats on your approval and excellent SL!!!


Congratulations, Taco! 😀

Last HP 08-24-2021



Message 30 of 33
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