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PenFed Power Cash Rewards Visa Signature

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Community Leader
Mega Contributor

Re: PenFed Power Cash Rewards Visa Signature

Lol thats my favorite @UncleB gif along with the baby and Ohh!Smiley Wink
Message 21 of 33
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Established Member

Re: PenFed Power Cash Rewards Visa Signature

Curious to ask, how long were you a PenFed customer before applying?


@tcbofade wrote:

$20,000 at 14.9%

 

EQ Fico 8, 723.   (I know that they pull EQ 9, but I don't know what that score is right now...)

 

Edit:  Got the "cost of credit" email this morning...  EQ 9 was 731.  


 

Starting Score: 536
Current Score EQ Fico9: 744
Goal Score: 800

Take the myFICO Fitness Challenge
Message 22 of 33
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Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature


@tcbofade wrote:

$20,000 at 14.9%

 

EQ Fico 8, 723.   (I know that they pull EQ 9, but I don't know what that score is right now...)

 

Edit:  Got the "cost of credit" email this morning...  EQ 9 was 731.  


Congratulations on the nice SL and APR. 

9 months and no chance of apping any time soon!
Message 23 of 33
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Super Contributor

Re: PenFed Power Cash Rewards Visa Signature


@juamalik wrote:

Curious to ask, how long were you a PenFed customer before applying?


@tcbofade wrote:

$20,000 at 14.9%

 

EQ Fico 8, 723.   (I know that they pull EQ 9, but I don't know what that score is right now...)

 

Edit:  Got the "cost of credit" email this morning...  EQ 9 was 731.  


 


Roughly two years.



10/30/20 Mortgage scores: EX2 738, EQ5 724, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 24 of 33
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Community Leader
Mega Contributor

Re: PenFed Power Cash Rewards Visa Signature

2 years is ALOT of TacosSmiley Happy🌮
Message 25 of 33
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Established Contributor

Re: PenFed Power Cash Rewards Visa Signature

Congrats! Any other PF accounts?
FICO: EX: 754 (5/20); TU: 814 (7/20); EQ 768 (7/20)
Affinity Cash Rewards Visa Signature | Alliant Rewards Visa Signature | Amex Gold | Amex Platinum | Amex Schwab Platinum | Amex Blue Business | Amex Cash Magnet | Apple World Mastercard | AOD FCU Cash Visa Signature | Chase Amazon Prime Visa Signature | Chase Freedom Flex World Elite Mastercard | Discover IT More Pride | Macy's American Express | NFCU Cash Rewards World Mastercard | Penfed Pathfinder Rewards Amex | RBFCU Cash Rewards Platinum Mastercard | SSFCU Power Travel Rewards World Mastercard | USAA Cash Rewards American Express | USAA Limitless Rewards Platinum Visa | US Bank Business Cash Rewards World Elite Mastercard
Message 26 of 33
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Super Contributor

Re: PenFed Power Cash Rewards Visa Signature

Joined PenFed October of 2017.

 

Applied for credit card.  Denied.

 

Late in 2018, got a blank check in the mail for up to 25k personal loan.  JUMPED on it.  I make more than the minimum payment every month, and it's always early.

 

Applied for PCR in January of 2018, approved.... with a $500 limit.  Smiley Indifferent  Not much help.  I've used it twice and PIF'd both times.

 

Got my individual card utilization under 49%, then applied for the PCR Signature.  

 

...apparently, PenFed cares more about individual utilization than aggregate.  Smiley Surprised

 

 

 

 



10/30/20 Mortgage scores: EX2 738, EQ5 724, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 27 of 33
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Moderator

Re: PenFed Power Cash Rewards Visa Signature

Congrats @tcbofade ! 

Got some pruning to do... No more new cards!
Message 28 of 33
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Valued Contributor

Re: PenFed Power Cash Rewards Visa Signature

Congrats on your approval and excellent SL!!!








Message 29 of 33
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Super Contributor

Re: PenFed Power Cash Rewards Visa Signature


@nuohlac wrote:

Congrats on your approval and excellent SL!!!


Congratulations, Taco! 😀



Last HP 09-14-2020



Message 30 of 33
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