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PenFed Train stopped at my place!

wit2bees
New Contributor

PenFed Train stopped at my place!

So I've been a member for a couple years.  I had an overdraft which they closed after one year which I reconned to no avail.  I have a personal loan as well.   I have applied and been denied 3 times this year (1/19, 7/19,10/19).  I saw the buzz on the block and noticed that my AR was updated on 12/03 (not sure how I missed that lol). Reporting Fico 9 Eq 680.   My highest SL

 

INSTANT APPROVAL $20,000 14.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

Fico 8 scores  Eq 647, TU 699, Ex 712

 

I have HIGH inquiries, 1-30 day late, BK 7 Discharged 7/2014 

 

45 Personal cards/ 6 Business/ 3 Auth users 9% util  $256,000 limits

 

 

 




TU 699 EQ 656 EX 712
- total CL = ?
- AAOA = 2.5 years
- Utilization = 9%
- Inquiries = TOOOOOOO MANY
- 50 accounts:
Updated 01/ 10 / 2020
Message 1 of 25
24 REPLIES 24
AllZero
Super Contributor

Re: PenFed Train stopped at my place!

Congratulations on your approval!
Message 2 of 25
AllZero
Super Contributor

Re: PenFed Train stopped at my place!

Which card did you get?
Message 3 of 25
wit2bees
New Contributor

Re: PenFed Train stopped at my place!

PCR 




TU 699 EQ 656 EX 712
- total CL = ?
- AAOA = 2.5 years
- Utilization = 9%
- Inquiries = TOOOOOOO MANY
- 50 accounts:
Updated 01/ 10 / 2020
Message 4 of 25
AllZero
Super Contributor

Re: PenFed Train stopped at my place!

That's a great card.
Message 5 of 25
Meanmchine
Super Contributor

Re: PenFed Train stopped at my place!

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 6 of 25
mikesonthemend
Valued Contributor

Re: PenFed Train stopped at my place!


@wit2bees wrote:

So I've been a member for a couple years.  I had an overdraft which they closed after one year which I reconned to no avail.  I have a personal loan as well.   I have applied and been denied 3 times this year (1/19, 7/19,10/19).  I saw the buzz on the block and noticed that my AR was updated on 12/03 (not sure how I missed that lol). Reporting Fico 9 Eq 680.   My highest SL

 

INSTANT APPROVAL $20,000 14.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

Fico 8 scores  Eq 647, TU 699, Ex 712

 

I have HIGH inquiries, 1-30 day late, BK 7 Discharged 7/2014 

 

45 Personal cards/ 6 Business/ 3 Auth users 9% util  $256,000 limits

 

 

 


Awesome! Congrats!




Living through Darwinism is so much worse than learning about about it in school.
Message 7 of 25
GirlGeorge
Regular Contributor

Re: PenFed Train stopped at my place!

Congrats!  Been telling folks the PCR is hot right now.

Message 8 of 25
M_Smart007
Epic Contributor

Re: PenFed Train stopped at my place!

Congrats!

Message 9 of 25
M_Smart007
Epic Contributor

Re: PenFed Train stopped at my place!


@AllZero wrote:
That's a great card.

Smiley Wink

Message 10 of 25
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