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PenFed - Unexpected (& not Auto) CLI

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SFLSpotter9210
Valued Contributor
‎01-03-2020 07:22 PM
‎01-03-2020 07:22 PM

Re: PenFed - Unexpected (& not Auto) CLI

Congratulation’s on your SP CLI enjoy the new limit.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 31 of 37
Meanmchine
Super Contributor
‎01-03-2020 07:48 PM
‎01-03-2020 07:48 PM

Re: PenFed - Unexpected (& not Auto) CLI

Wonderful story

 

Congrats!

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 32 of 37
Traveler101
Established Contributor
‎01-03-2020 07:52 PM
‎01-03-2020 07:52 PM

Re: PenFed - Unexpected (& not Auto) CLI

Waiting on quarterly here too. Also wanna add, when they were doing app with bureaus locked, I got no notices of an attempt to view my credit. I thought that was kind of interesting.
Message 33 of 37
thornback
Senior Contributor
‎01-03-2020 08:35 PM
‎01-03-2020 08:35 PM

Re: PenFed - Unexpected (& not Auto) CLI

@SFLSpotter9210 wrote:
Congratulation’s on your SP CLI enjoy the new limit.

Thank you!

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 34 of 37
thornback
Senior Contributor
‎01-03-2020 08:36 PM
‎01-03-2020 08:36 PM

Re: PenFed - Unexpected (& not Auto) CLI

@Meanmchine wrote:

Wonderful story

 

Congrats!

Thanks & thanks for reading!!

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 35 of 37
thornback
Senior Contributor
‎01-03-2020 08:38 PM
‎01-03-2020 08:38 PM

Re: PenFed - Unexpected (& not Auto) CLI

@Traveler101 wrote:
Waiting on quarterly here too. Also wanna add, when they were doing app with bureaus locked, I got no notices of an attempt to view my credit. I thought that was kind of interesting.

That is interesting.  You would normally be notified of an attempted pull... 

 

Fingers crossed for those quarterlies!

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 36 of 37
Pro-X
Frequent Contributor
‎01-04-2020 02:35 PM
‎01-04-2020 02:35 PM

Re: PenFed - Unexpected (& not Auto) CLI

Congrats!!


Message 37 of 37
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