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PenFed - Unexpected (& not Auto) CLI

ImTheDevil
Community Leader
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI

Congrats, that's a terrific outcome Smiley Happy



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $112,400 | Agg. Util under 10%
Message 11 of 37
M_Smart007
Epic Contributor

Re: PenFed - Unexpected (& not Auto) CLI


@AllZero wrote:

@M_Smart007 wrote:

@AllZero wrote:
I'm thinking I need to do some incomplete applications...

You are awfully braveSmiley Tongue

 


Just thinking... 😉


Try ChaseSmiley LOL




Message 12 of 37
Steve891
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI

Congrats on your sweet PenFed PCR CLI!Smiley Very Happy




Message 13 of 37
thornback
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI


@M_Smart007 wrote:

 

Congrats @thornback, sounds about as crazy as My Penfed PCR approval!

 


Did I read about this crazy approval of yours?  Post a link when you get a chance..   

 

& Thank you!! 

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 14 of 37
Remedios
Moderator

Re: PenFed - Unexpected (& not Auto) CLI

Congrats on your increase. I'm super excited for you!
Message 15 of 37
thornback
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI


@James_A wrote:

That's a great story, tb. Thanks for sharing it in detail.

And Congrats! on a healthy CLI.


Thank you, James!  And thanks for reading it Smiley Wink 

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 16 of 37
thornback
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI


@ImTheDevil wrote:

Congrats, that's a terrific outcome Smiley Happy


 

Yes, it really was - absolutely made my day.   

 

Thank you!

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 17 of 37
thornback
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI


@Steve891 wrote:

Congrats on your sweet PenFed PCR CLI!Smiley Very Happy


 

Appreciate it, Steve - thank you Smiley Happy

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 18 of 37
WowCool
Regular Contributor

Re: PenFed - Unexpected (& not Auto) CLI

Fantastic read!!!!     Congratulations!!!!!!

Message 19 of 37
thornback
Senior Contributor

Re: PenFed - Unexpected (& not Auto) CLI


@Remedios wrote:
Congrats on your increase. I'm super excited for you!

Thanks so much!!   Smiley Wink

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 20 of 37
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