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PenFed VISA -Approved !!! FINALLY

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Anonymous
Not applicable

PenFed VISA -Approved !!! FINALLY

Very excited to finally get an approval with PenFed for the Platinum Rewards Visa Signature after getting denied multiple times for a year. When my FICO Scores reached 700+ with all 3 CRAs and AAoA at 1 yr, I am finally seeing getting approved has become less difficult even with all my inquiries. It has been a very good month.

 

TO THOSE REBUILDING, DON'T GIVE UP. IT WILL GET BETTER !!!

 

8/15 - got approved for the Citi AAdvantage Executive MasterCard wtih $13K SL

8/18 - CLI: Discover Chrome It and Discover NHL It

8/29 - approved for PenFed Platinum Rewards Visa Signature with $10K SL

 

Screen Shot 2017-08-29 at 8.18.10 AM.png

 

UPDATE:

8/30 Partial CLI on the new Citi AAdvantage Executive MasterCard $13K - $15K. I'll take it. 

CitiAAdvantageExecutiveCLI.jpg

14 REPLIES 14
credit_endurance
Valued Contributor

Re: PenFed VISA -Approved !!! FINALLY

Congratulations on finally breaking through with them. And also a big congrats on improving your profile. It's definitely a process that's rewarding with persistence.Smiley Wink

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 2 of 15
kugel
Valued Contributor

Re: PenFed VISA -Approved !!! FINALLY

Congrats Amex lover
Message 3 of 15
shoegal
Valued Contributor

Re: PenFed VISA -Approved !!! FINALLY

Congrats on all of it! Smiley Happy


Message 4 of 15
Anonymous
Not applicable

Re: PenFed VISA -Approved !!! FINALLY

congrats! PenFed has been really great to work with for me so far, been a member for about 1.5 years 

Message 5 of 15
AverageJoesCredit
Legendary Contributor

Re: PenFed VISA -Approved !!! FINALLY

Great job GTCSmiley Happy Enjoy breaking down the barrierSmiley Happy
Message 6 of 15
Anonymous
Not applicable

Re: PenFed VISA -Approved !!! FINALLY

Sweet.  I love Penfed.  You will too. 🎉🎊🍾🎈🐬. Wait abit and go for the PLOC. 

Message 7 of 15
Total80sKid
Senior Contributor

Re: PenFed VISA -Approved !!! FINALLY

Congrats!

PenFed is quite nice Smiley Happy
Message 8 of 15
Anonymous
Not applicable

Re: PenFed VISA -Approved !!! FINALLY


@Anonymous wrote:

Very excited to finally get an approval with PenFed for the Platinum Rewards Visa Signature after getting denied multiple times for a year. When my FICO Scores reached 700+ with all 3 CRAs and AAoA at 1 yr, I am finally seeing getting approved has become less difficult even with all my inquiries. It has been a very good month.

 

TO THOSE REBUILDING, DON'T GIVE UP. IT WILL GET BETTER !!!

 

8/15 - got approved for the Citi AAdvantage Executive MasterCard wtih $13K SL

8/18 - CLI: Discover Chrome It and Discover NHL It

8/29 - approved for PenFed Platinum Rewards Visa Signature with $10K SL

 

Screen Shot 2017-08-29 at 8.18.10 AM.png


Congrats! It is also nice to see that they don't hold it against people for having a massive credit card portfolio like yours. 

 

ps I'm sure I've asked you before but....First Premier and Credit One...isn't it time to say goodbye to those guys?

Message 9 of 15
Meanmchine
Super Contributor

Re: PenFed VISA -Approved !!! FINALLY

Congrats  Penfed rocks

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 15
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