@Meanmchine wrote:
Sorry for the slight detour, but is the NexGen the same score you get with the Equifax.com monitoring?
And congrats OP
Its from Equifax but NexGen is PenFed's Internal Scoring Model.
I kind of think the NexGen is unfair when shopping for Auto Loan as dealerships look at your Fico Auto and PenFed has their own.
Good Example.. My PenFed NexGen is 658 and I applied for AL and got approved but my APR is pretty much a little high at 7.7%.
My Fico Auto 8 is around 695. Pretty sure Dealerships can get me a 3% - 5% APR.
