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I applied last Friday for the Pathfinder Amex and got instant approval for $7500.00 I was excited until later that night my approval changed to under review. I called and they couldnt give me any info told me to call the next morning so I did. I was told on Saturday my application was locked and that they couldnt do anything with it and to call back Monday. Monday comes and I call back and they tell me that I need to give them another 24 hours. Meanwhile after the call my original application says withdrawn and a new application with a different application number pops up and says approved. I felt relieved until yesterday morning and again my application that said approved the previous day went back to under review. At this point I am getting irritated. Whats the problem? The reps cannot give me any answers. I call back again yesterday and was put on hold for a really long time. The rep comes back and tells me they are going to "push" my card out. I didnt understand what she meant but she said I should receive the card in 3-7 business days. Anyhow.. this morning I logged into my PenFed account and my New Amex is listed in my accounts with the last 4 digits of the card etc. However I tried to balance transfer and it told me it couldnt be completed and to contact member services. When I click on the card it says my available credit is $7,500 yet it says status: inactive. I am new to PenFed so dont understand whats been happening.. Anyone have a clue if I am good with my approval since the card shows in my account and if so why cant I do a balance transfer and why is the card showing inactive status? Help!
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PS: Can't wait for @AJC to chime in
Again, congratulations on your approval!!! I am happy to hear you got the original limit you were approved for.
Congrats on getting in with Penfed.
Membership + Amex card + checking account + CLOC
How many HPs did you have to take?
Penfed has been going a lil wonkers on the HPs recently
Hi OP, if you have high salary ( over 100k) they may ask for POI. I was hit with poi myself and cleared after.