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I decided to wrap up my most recent app spree with 2 last HP's on my Navy Plat MC and PenFed Platinum cards.
PenFed Platinum Rewards $25k to $30k
-Opened 06/2015
-Applied Online 08/27
-Approved by 9am 08/28 via email
-No additional information was asked for
-Pulled EQ Fico 9 (797)
NFCU Platinum Mastercard - $25k to $33k
-Opened 04/2016
-Applied Online 08/27
-After seeing the PenFed approval so early I decided to just call NFCU. The agent told me it was denied and that I'd get a letter in the mail.
-08/29 I was just paying my NFCU bill and noticed the limit was changed to $33k!
-No approval email/text/alert and no additional information was asked for
-Pulled EQ Fico 8 (754)
Navy & PenFed Rock! These are my first (2) cards to hit $30k+
@credit_is_crack wrote:I decided to wrap up my most recent app spree with 2 last HP's on my Navy Plat MC and PenFed Platinum cards.
PenFed Platinum Rewards $25k to $30k
-Opened 06/2015
-Applied Online 08/27
-Approved by 9am 08/28 via email
-No additional information was asked for
-Pulled EQ Fico 9 (797)
NFCU Platinum Mastercard - $25k to $33k
-Opened 04/2016
-Applied Online 08/27
-After seeing the PenFed approval so early I decided to just call NFCU. The agent told me it was denied and that I'd get a letter in the mail.
-08/29 I was just paying my NFCU bill and noticed the limit was changed to $33k!
-No approval email/text/alert and no additional information was asked for
-Pulled EQ Fico 8 (754)
Navy & PenFed Rock! These are my first (2) cards to hit $30k+
Nice,,,, you are on the roll !! fastastic CL on both cards, congrats
Congratulations on the the increases! So with Navy Federal no POI requested going from $25k to $33k CL?
Excellent data point. There was another member this week who requested the same amount and was approved but via a sp.As were under the assumption asking for anything past $25K presents the possibility of POI being required . Thanks for the info and congrats again On hitting that $30k plateau on your credit cards.
@Anonymous wrote:
@credit_is_crack wrote:
Navy & PenFed Rock! These are my first (2) cards to hit $30k+
Nice,,,, you are on the roll !! fastastic CL on both cards, congrats
Thank You!
So when I applied for these increases I had submitted an app for membership at Alliant. Got my welcome email yesterday and a call from a rep. I missed the call but in the voicemail and email she mentioned going over some of the other products. i replied via email and brought up looking for a low rate card and she mentioned a 680 TU score or higher would get me approved and the rate would vary based on the credit score. She said it was a TU softpull and I dont know enough about Alliant to say if that would be true.
my TU is 783 so I wonder what kind of SL they might offer if i applied for their platinum card. I'm considering it..
I think i've read they can be a bit conservative so worried they'd approve a lower credit limit being new to the credit union and my first card with them, but if they do SP CLI's then might be worth a 2nd look..thoughts?