PenFed and BBVA Clear Points Approval Finally!

CorySoccer · ‎05-13-2021

After working my tail off rebuilding my credit and being stuck with these stupid rebuilder cards, I finally got accepted this week for two adult cards.

Say bye bye Credit One, Indigo etc... lol.

My highest CL prior to this was $2,500 (Capital One Platinum which just PC'd to a QS) which took me forever to even get it to $2,500.

I applied this week and was approved for:

PenFed Power Cash Rewards: $11k limit @ 16.99% interest

BBVA Clear Points: $4,500 @ 15.99%

Just a huge weight off my shoulders and just want to thank everyone on this forum for all the helpful, amazing advice!

AllZero · ‎05-13-2021

Congratulations on your approvals!

M_Smart007 · ‎05-13-2021

Congratulations on your approvals!

CreditAggie · ‎05-13-2021

Congratulations on your approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Mr_Mojo_Risin · ‎05-13-2021

Some sweet success!

Congrats getting those approvals!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

gdale6 · ‎05-13-2021

Sweet, grats to your rebuild progress so far

Golf-and-Credit · ‎05-13-2021

Congrats on a couple of nice approvals!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization