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PenFed and Macys Amex Cli's

Moneyfan1974
Contributor

PenFed and Macys Amex Cli's

Just hit the love on PenFed Power Cash and was instantly bumped from $17,500 to $20,000. Hit the love on my Pathfinder Visa (limit is $17,500) as well as applied for a new Visa. Received notice that I reached PenFed's cap. Thought it was like $50,000 total. I was at $35,000 and I am now at $37,500. Any ideas?

 

Macy Amex, had been at $8500. I asked for $13,500 and they countered at $10,000. I accepted. 

PenFed Pathfinder Visa- (17500), PenFed Visa- (17500), Langley FCU- (10000), Navy FCU- (500), USAA Cash Rewards- (2500), USAA Rate- (6000), Amex Hilton- (2000), Amex ED- (3900), Amex Gold- (NPSL), Amex Magnet- (12400 AU), Amex Business- (18000 AU), Discover IT Travel- (12400), Discover IT Cash- (3000), Macys Amex- (7000), Chase- (4500), Petal Card- (4500), Apple Card- (4500), BBVA- (5000), Barclay Carnival- (6000), Cap 1- (1170), Cap 1- (2500), Cap 1 QS- (500 Closed), Cap 1 Venture- (1000), Cap 1 Walmart- (1200), Credit One- (1100 Closed), Credit One- (1850 Closed), Merrick- (1650), Legacy- (2100), Wayfair- (10800), Home Depot- (4900), Lowes- (5000), Firestone Car Care- (2000), Victoria Secret- (2100), Belk- (700), PayPal Credit- (3400), Sams- (1550), Gettington- (1650), Kohls- (3000), Jared- (3000), Care Credit- (2500), Target- (400), Klarna- (1000), Affirm Peloton- (8000), Affirm JomaShop- (3580)
Message 1 of 13
12 REPLIES 12
ClassicMan
Valued Contributor

Re: PenFed and Macys Amex Cli's

Congrats on your CLIs.

12/18/19




05/27/20





Cards

Authorized User
Message 2 of 13
Credit4Growth
Valued Contributor

Re: PenFed and Macys Amex Cli's

Congrats, that's a $4K in increase, Nice!😉😁

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 3 of 13
simplynoir
Community Leader
Super Contributor

Re: PenFed and Macys Amex Cli's

Congrats on your increases

 

In the case of Penfed you may have reached the internal cap that they are comfortable giving you considering your credit profile and history with them. I would wait for the account reviews to see if they will increase that further with some more time

Message 4 of 13
gdale6
Moderator

Re: PenFed and Macys Amex Cli's

Congrats on your CLIs Smiley Happy

 

I would suspect that the lower cap is all they feel comfortable with at this time, could be income is a factor in the lower as well.

Message 5 of 13
CreditAggie
Senior Contributor

Re: PenFed and Macys Amex Cli's

Congratulations on your PenFed and Macy's Amex CLIs!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 13
AllZero
Super Contributor

Re: PenFed and Macys Amex Cli's

Congratulations on your CLIs!
Message 7 of 13
M_Smart007
Epic Contributor

Re: PenFed and Macys Amex Cli's

Message 8 of 13
AllThingsInTime
Established Contributor

Re: PenFed and Macys Amex Cli's

@Moneyfan1974  Super Congrats on your PenFed and Macy's successes!!! Smiley Very Happy

Message 9 of 13
nuohlac
Valued Contributor

Re: PenFed and Macys Amex Cli's

Congratulations on your CLI's!!!








Message 10 of 13
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