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PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

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Anonymous
Not applicable

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Congrats on your closing, and super congrats to you on an awesome increase!  You've got great scores, nice credit lines  - you've done things right credit wise and you're be rewarded for it!  Happy for you! Smiley Happy

Message 11 of 25
Anonymous
Not applicable

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!


@youdontkillmoney wrote:

Just finished a Wells Fargo mortgage and closed. The new account shows up on my Wells account access online and title changed hands.

 

Been delaying some credit line increases, so since I've completed the mortgage and can tidy up some loose ends.

 

I apped for a Penfed 1+ year ago, maybe 2, denied first time for "pyramiding." Applied 6 months later for minimum $1,000 to get foot in door and was approved.

 

Just called in right now for an increase over phone. I asked what is the increase amount to not trigger a hard inquiry. She said all increases trigger a hard increase. I said, ok, what's the maximum limit, she said $25,000. I said, ok then, let's do $25,000. I asked what they pull, she said Equifax. She went offline for a few minutes, said I was approved! Paperwork for the increase approval will be mailed to me, it's not available by e-signing. Cross that off my bucket list.


Boom! Well done!

Message 12 of 25
Aduke1122
Senior Contributor

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Awesome CLI OP
Message 13 of 25
mystikal1
Established Contributor

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Congrats....Penfed Next year.

Message 14 of 25
Anonymous
Not applicable

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

This is a nice CLI, congrats on your success !!

Message 15 of 25
youdontkillmoney
Valued Contributor

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Thank you everyone for the kind thoughts and congrats!!!

Message 16 of 25
Anonymous
Not applicable

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Go hard or go home!!

 

Awesome CLI!! WTG!

Message 17 of 25
morgacj2004
Valued Contributor

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Beats the 5 k CLI I got today.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 18 of 25
AzaleaB
Established Contributor

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Wow! Huge increase! Congrats!


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 19 of 25
Anonymous
Not applicable

Re: PenFed credit line increase from $1,000 to $25,000--> APPROVED!!!

Congrats on your success!
Message 20 of 25
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