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PenFed "AJC Special" CLI (SP)

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PenFed "AJC Special" CLI (SP)

I opened my Penfed Power Cash Visa 7/3/18 and waited one month to hit the luv button (today). Automatically approved for a $500 increase from $6500 to $7000! I wasn't really expecting anything since the account is new, so I was pleasantly surprised. I even considered sending an SM recon to ask for $3000 more so I can hit the new member $10,000 cap, but quickly kiboshed that idea since I don't want to spook them. Will try another CLI in 31 days.



Message 1 of 18
17 REPLIES 17
Valued Contributor

Re: PenFed AJC Special CLI (SP)

Good job, missliz. I have a new account with them as well and didn't know this was possible. Cool!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (01/18/2020): FICO 08 EXP: 744; TU: 748; EQ: 748
2019 Goal Score: 800 across the board


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Message 2 of 18
Established Contributor

Re: PenFed AJC Special CLI (SP)

congrats! I think the conventional wisdom on here is that you need to wait 6 months with PenFed for a CLI. Obviously that was not the case for you. Can you tell us if it was a HP?
Message 3 of 18
Frequent Contributor

Re: PenFed AJC Special CLI (SP)


@rbentley wrote:
congrats! I think the conventional wisdom on here is that you need to wait 6 months with PenFed for a CLI. Obviously that was not the case for you. Can you tell us if it was a HP?

I haven't gotten an HP alert (and I generally get an immediate alert from all the monitering services I use,) but when I opened it I was told the HP would be good for 90 days, so I'm sticking with SP. I will update if that changes.



Message 4 of 18
Community Leader
Mega Contributor

Re: PenFed AJC Special CLI (SP)

Fantastic jobSmiley Happy.

That's actually a really nice feat. For me even if I used a hp for Penfed, and I have quite a few, they say you can reuse the same hp from 30 to 90 days depending. My thing is , how in the heck are you going to approve me for more or something else if I couldnt get it on 1st pull lol. That's why I'm impressed when you can get more off 1st pull.

Enjoy , looks like you have more to look forward to in the futureSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 18
Senior Contributor

Re: PenFed "AJC Special" CLI (SP)

Congrats on the CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 6 of 18
Established Contributor

Re: PenFed "AJC Special" CLI (SP)

Congrats!!

 

I enjoy hearing about others success with PenFed.

 

I never get offers or CLI from PenFed so I live vicariously through MyFicoers Smiley Wink

Message 7 of 18
Super Contributor

Re: PenFed "AJC Special" CLI (SP)

Well, that's pretty amazing. Congratulations! I love PenFed!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 18
Frequent Contributor

Re: PenFed "AJC Special" CLI (SP)


@Musiclover wrote:

Well, that's pretty amazing. Congratulations! I love PenFed!


I love Penfed, too!



Message 9 of 18
Community Leader
Mega Contributor

Re: PenFed "AJC Special" CLI (SP)

" I love Penfed like I love...Tv" Smiley Wink obscure quote adjusted to my needs lol. Maybe, Jago22 or Miesterbro might figure what movieSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 18
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