So I apped today for a Penfed new car auto loan just to use the last credit pull that Penfed did about 80 days ago ... Guess what!!! APPROVED for $45,000! ... 2.74% for 72 months. Now, mind you Penfed approved me about a month ago for a $5,500 CLI for my Penfed Platinum Rewards VISA card making it to a total CL of $20,000. I was also approved for $25K Personal Loan about 8 months ago. So with my Auto loan approval the CS said that I can also apply for the Penfed Platinum Cash rewards VIsa CC that usually goes with an auto loan approval, so I got greedy and apped for it and .... waallllaaa!!! APPROVED again also for $5,000 and that puts me at over $100K Credit line with all CCs!. WOW!!! I just can't believed Penfed still approved me for a $45K auto loan together with a $5k Cash rewards CC since I already have an existing PL, a Platinum rewards CC and a low $500 thrifty credit. My Penfed FICO score is 749 at time of approval. I just can't believe that I have almost $100K exposure with Penfed, $95,500 exposure to be exact with auto loan, PL, and CCs approval !!! ... Thank you Penfed! My favorite Credit Union!!!
Very nice! Congrats on rockin PenFed! They must really like you.
Thank you Gmood ... I guess so ... lol
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|