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Penfed Approval! Wow! And a nice SL!

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atst2000
Frequent Contributor

Re: Penfed Approval! Wow! And a nice SL!

I want to app for the PLOC bad lol. Got a CLI and new cash rewards card last few days and the checking account for the new card I got for the 2% cash back. I just don’t want them to think I’m asking for too many products and AA me. I don’t know maybe I’m being paranoid.
Message 11 of 20
19eighty5
Senior Contributor

Re: Penfed Approval! Wow! And a nice SL!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 12 of 20
Anonymous
Not applicable

Re: Penfed Approval! Wow! And a nice SL!

Congrats on the nice approval.  My DC was a buzzed+ app.  Shrug.  Lol.  

What's "a ton of inquiries"?

Message 13 of 20
marypoppins70
New Contributor

Re: Penfed Approval! Wow! And a nice SL!


@Anonymous wrote:

Congrats on the nice approval.  My DC was a buzzed+ app.  Shrug.  Lol.  

What's "a ton of inquiries"?


Around 27 in the past year....yes I know.....Smiley Frustrated

Message 14 of 20
Time2letgo
Regular Contributor

Re: Penfed Approval! Wow! And a nice SL!

Congrats!!! H


@marypoppins70 wrote:

Yep, I honestly was gun-shy to pull the trigger on Penfed - I really can't explain why.  But I buzz-applied (2 glasses of wine dontcha knowSmiley Wink) and I was approved! $10K SL!!!

 

current FICO scores 752 EQ/710 TU/760 EX plus a ton of inquiries.....

 

so excited to join the Penfed club! Smiley Happy


Congrats!!! How long were you a member and was it an instant approval?

Work In Progress:
Current Revolving Personal CL: ~$466K


Current Revolving Business CL: ~$107K

Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 15 of 20
marypoppins70
New Contributor

Re: Penfed Approval! Wow! And a nice SL!


@Time2letgo wrote:

Congrats!!! H


@marypoppins70 wrote:

Yep, I honestly was gun-shy to pull the trigger on Penfed - I really can't explain why.  But I buzz-applied (2 glasses of wine dontcha knowSmiley Wink) and I was approved! $10K SL!!!

 

current FICO scores 752 EQ/710 TU/760 EX plus a ton of inquiries.....

 

so excited to join the Penfed club! Smiley Happy


Congrats!!! How long were you a member and was it an instant approval?


Just joined last night (put $25.00 in savings account) and yes it was instant approval Smiley Happy

Message 16 of 20
Anonymous
Not applicable

Re: Penfed Approval! Wow! And a nice SL!

Congratulations! I love Penfed! Great credit union. Enjoy!

Message 17 of 20
Anonymous
Not applicable

Re: Penfed Approval! Wow! And a nice SL!

Woohoo! High five! Congrats!! Ahh i want a SL like that! :-)
Message 18 of 20
Anonymous
Not applicable

Re: Penfed Approval! Wow! And a nice SL!

Im pretty sure 10K is their max SL for a new member but it apparently grows fast.  I was given 10K in November 2017 and 2 weeks ago received my quarterly offers and was given CLI of $34,200 to bring my power cash to $44,200.   Of course I have never used the card so maybe they gave me the increase to get me to charge something Smiley Happy

Message 19 of 20
JR_TX
Valued Contributor

Re: Penfed Approval! Wow! And a nice SL!

Hey congrats MaryPops!! And an awesome SL too!!

Seriously guys someone needs to start a new thread about “Buzzed-apping” (Minimum 2 glasses)!!!
Really curious about approval and high SL DPs on that one!!
AJC? What say you?
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 20 of 20
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