After reading all the penfed praise I decided to apply for a membership last night. I belong to a credit union that currently doesn't do much for me (affinity fcu). The application process was a breeze, then this morning I decided to call and ask my questions directly to the cr. I ended up applying for platinum rewards visa sig for 10k 17.99% apr. I also got approved for a auto refi but i'm unsure if i'll accept the terms. I would like to know my changes at recon for a higher limite. I would like to use this acct for a bt but at 10k I'm not sure if I will anymore.
In any case i'm excited to start my relationship with penfed.
ex 702, tu 702, eq 653: Not sure what score they pulled.
Update: just called to request an increase and they bumped my limit from 10k to 15k. It's fair given I asked for 20k. They met me in the middle.