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Penfed CLI Approved - Finally

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Established Contributor

Penfed CLI Approved - Finally

My Penfed visa signature card just aged a year now so thought of applying for another CLI request, which ended up in a hard pull and went into pending mode last night. Thought i may have wasted another credit inquiry. Called them this morning and they started verifying my report and at the end said my request was approved and the new limit is increased from 5K to 12K. Handling the card well paid off finally.








Shell FCU : 5K, Alliant CU Loan : $35000
Message 1 of 13
12 REPLIES 12
Community Leader
Valued Contributor

Re: Penfed CLI Approved - Finally

That’s a giant CLI! Congrats! No PenDread for you lol

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 2 of 13
Valued Contributor

Re: Penfed CLI Approved - Finally

Big Congrats on the nice PenFed CLI! 

 

I've had no luck with PenFed CLIs,  gave up requesting after wasting 2 HPs and figured I'd wait til my card reached 1 year old too (currently at 8 months and haven't used the card at all in 3 months out of spite.. lol)...

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 01/2020: EX 767 ✦ EQ 742 ✦ TU 757
Current FICO 9s | 01/2019: EX 774 ✦ EQ 776 ✦ TU 766
Highest FICO-8 Ever | 10/2018: 780 [on dirty report]

2020 Goal Score | 790s


My AAoA: 2.11 years not incl. AU / 3.2 years incl. AU
My AoOA: 6.11 years not incl. AU / 8.11 years incl. AU
Inquiries: EX 0/6 | 3/12 ✦ EQ 0/6 | 4/12 ✦ TU 0/6 | 1/12
Report Status: Clean

Tending my Garden til 6/2020


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 13
Established Contributor

Re: Penfed CLI Approved - Finally


@thornback wrote:

Big Congrats on the nice PenFed CLI! 

 

I've had no luck with PenFed CLIs,  gave up requesting after wasting 2 HPs and figured I'd wait til my card reached 1 year old too (currently at 8 months and haven't used the card at all in 3 months out of spite.. lol)...


Good luck to you. Yes i wasted HPs in past too. Then used the card heavily in international trips because of the no foreign transaction fees on it and paid it off right after statement cut. But i agree they are strict. I just applied for pathfinder card now since it will use the same HP. Let's see what happens. 








Shell FCU : 5K, Alliant CU Loan : $35000
Message 4 of 13
Community Leader
Super Contributor

Re: Penfed CLI Approved - Finally

Congrats on your increase

Message 5 of 13
Valued Contributor

Re: Penfed CLI Approved - Finally


@sghosh5 wrote:

I just applied for pathfinder card now since it will use the same HP. Let's see what happens. 

Fingers Xrossed!!   

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 01/2020: EX 767 ✦ EQ 742 ✦ TU 757
Current FICO 9s | 01/2019: EX 774 ✦ EQ 776 ✦ TU 766
Highest FICO-8 Ever | 10/2018: 780 [on dirty report]

2020 Goal Score | 790s


My AAoA: 2.11 years not incl. AU / 3.2 years incl. AU
My AoOA: 6.11 years not incl. AU / 8.11 years incl. AU
Inquiries: EX 0/6 | 3/12 ✦ EQ 0/6 | 4/12 ✦ TU 0/6 | 1/12
Report Status: Clean

Tending my Garden til 6/2020


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 6 of 13
Established Contributor

Re: Penfed CLI Approved - Finally

Got approved for the pathfinder card as well for 12K limit. I posted a separate thread for that.








Shell FCU : 5K, Alliant CU Loan : $35000
Message 7 of 13
Frequent Contributor

Re: Penfed CLI Approved - Finally

Wow congrats on the huge CLI!

Message 8 of 13
Super Contributor

Re: Penfed CLI Approved - Finally

Congrats on The CLI

Message 9 of 13
Valued Contributor

Re: Penfed CLI Approved - Finally

That's awesome, congratulations!!  Great card Smiley Wink

 


@sghosh5 wrote:

Got approved for the pathfinder card as well for 12K limit. I posted a separate thread for that.


 

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 01/2020: EX 767 ✦ EQ 742 ✦ TU 757
Current FICO 9s | 01/2019: EX 774 ✦ EQ 776 ✦ TU 766
Highest FICO-8 Ever | 10/2018: 780 [on dirty report]

2020 Goal Score | 790s


My AAoA: 2.11 years not incl. AU / 3.2 years incl. AU
My AoOA: 6.11 years not incl. AU / 8.11 years incl. AU
Inquiries: EX 0/6 | 3/12 ✦ EQ 0/6 | 4/12 ✦ TU 0/6 | 1/12
Report Status: Clean

Tending my Garden til 6/2020


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 10 of 13
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