@Anonymous wrote:
I got approved finally for a Discover card after burning them in Bankruptcy in late 2014. I. check all the time to see if I'm prequalified and they always say the reason for a denial is prior relationship status. This time it kept spinning and came back that I was pre qualified for the IT cash back and the gas and restaurant one. I chose the cash back IT and then it spun again and I got approved for 4K and 20.xx They pulled experian which is 675 and 29 inquiries. I apped a few months back for the power cash card, even though I already have one which I should have just called and asked for an increase but I messed up I know. Anyway came back approved 17.5k at 16.99. Pulled Experian 722 with 21 inquiries. I asked for an increase on my Navy Federal Cash Rewards card. My limit was 4.5k and I asked for 10k. It took a couple of days, figured I was denied but today I logged on and there it was, 10k.
CONGRATS ON THE HAT TRICK !!!
{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
