Waited couple of months for my score to move up before applying for Penfed Power Cash Rewards. No pre-approvals and No Offers. Simple application as my address was already there, just ask for my income and mortgage payment - click submit and closed my eyes. Approved for 7,500 SL. 2 months of membership and I only have a Penfed savings account. So far no HP yet but it could be delay. DP's below:
New Account the past 6 months - 2
EQ score at the time of application - between 735-740
EX score at the time of application - 728
Congratulations on your PenFed Power Cash Rewards approval!
Congrats on the approval! I too was just recently approved for the same card with a big SL. Great feeling!