Re: Penfed PCR Approved - myFICO® Forums - 6087915

myFICO® Forums

Get Access Now

Waited couple of months for my score to move up before applying for Penfed Power Cash Rewards. No pre-approvals and No Offers. Simple application as my address was already there, just ask for my income and mortgage payment - click submit and closed my eyes. Approved for 7,500 SL. 2 months of membership and I only have a Penfed savings account. So far no HP yet but it could be delay. DP's below:

Util 9%

New Account the past 6 months - 2

EQ score at the time of application - between 735-740

EX score at the time of application - 728

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

Citi Custom Cash $4,000

US Bank Platinum $5,000

Chase Sapphire Preferred $15,000

Chase Amazon VISA $3,000

Chase Southwest VISA $7,000

Overstock $24,150

Discover It Cash $3,800

Discover It $14,500

AMEX Business Bonvoy $10,000

AMEX Business Cash $6,000

Amex Hilton Surpass $5,000

Amex Delta Skymiles $6,000

New York & Co $4,000

BrylaneHome $4,000

Macy's Store Card $8,600

Macy's Amex $25,000

AU TJ Max $10,000

AU Cap1 Walmart $5,500

Amazon Prime Store Card $10,000

PayPal World MC $20,000

PenFed Power Cash Rewards $17,500

PenFed Platinum $15,000

Capital One Quicksilver $3,500

Apple Card $4,500

Aspiration Zero $20,000

GAP Barclays $3,000

Venmo Visa $15,000

X1 VISA $26,000

Gemini MC $15,000

BoA Americard $14,000

Wells Fargo Autograph $2,500

Alliant VISA $8,000

Citi Costco AU $10,000

> >CREDIT UNION

Navy Federal Credit Union: Savings/Checking

Langley Federal Credit Union: Savings/Checking

University of Hawaii Credit Union

Alliant Credit Union: Savings/Checking

PenFed Credit Union: Savings/PL

EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756

Message 1 of 16

15 REPLIES 15

Congratulations on your approval!

Message 2 of 16

Congratulations on your Approval..

Message 3 of 16

Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 4 of 16

Congratulations!

Current Cards

FICO Score 8's as of February 2023

Inquiries as of February 2023

Message 5 of 16

Good pickup, congrats on the power cash rewards card

Message 6 of 16

Congratulations!

Message 7 of 16

Congratulations on your PenFed Power Cash Rewards approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 8 of 16

Congrats on the approval! I too was just recently approved for the same card with a big SL. Great feeling!

Message 9 of 16

WOoo!!! Ride that PenFed train! Congrats!

Message 10 of 16