Re: Penfed PCR credit card

Anonymous · ‎12-30-2020

Just used the invitation letter(offer expiring on 12/31/2020) to apply for the PCR card and was approved for $11000 yesterday. Then went ahead to apply and request $10000 for the signature loan this morning. It was also approved after submitting pay stubs to them. Would someone tell me if Penfed had ran my credit once or twice? Credit karma alerted me 2 times for my credit being pulled but it shows Penfed only ran it once. Thanks!

AllZero · ‎12-30-2020

Congratulations on your approvals!

thornback · ‎12-30-2020

Knowing PenFed, they likely ran it twice. Congratulations on your approvals!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
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Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎12-30-2020

@Anonymous wrote:
Would someone tell me if Penfed had ran my credit once or twice? Credit karma alerted me 2 times for my credit being pulled but it shows Penfed only ran it once. Thanks!

Since it's a different product, I would expect 1 per product, 2 HPs. Perhaps, use ACR to double check the inquiry?

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AllZero · ‎12-30-2020

@thornback wrote:
Knowing PenFed, they likely ran it twice. Congratulations on your approvals!

thornback · ‎12-30-2020

@AllZero wrote:
@thornback wrote:
Knowing PenFed, they likely ran it twice. Congratulations on your approvals!

hahaha... we're still in sync I see

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎12-30-2020

@thornback wrote:
@AllZero wrote:
@thornback wrote:
Knowing PenFed, they likely ran it twice. Congratulations on your approvals!

hahaha... we're still in sync I see

Great minds think alike.

M_Smart007 · ‎12-30-2020

Congratulations!

dudefromtx · ‎12-30-2020

Congrats on your approvals!

mgood · ‎12-30-2020

Congrats! The PCR is on my list of things to get.

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Penfed PCR credit card

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Penfed PCR credit card