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Penfed PCR

Mega Contributor

Penfed PCR

Despite all my history, 2020 being the year of  bad juju, getting  2 mailers in one year and already using up hps trying to help Dad, i said fico it and threw a hp at Pendread to see what sticksSmiley Wink.   Incredibly, it was approved , no poi , and i must say, its actually a pretty good 2% card. Im impressed that even as i start to use it i can already see rewards on my home page. Of course Penfed gonna be PD lol and send me card with my Moms maiden name, which i had a feeling would happen, but i called last night and they are resending me a new card with my last name that i use. ..JoesCreditSmiley Wink




713 Eq 28 hps AAoA 3.4 

$4150 cl 16.99 % apr

Message 1 of 109
108 REPLIES 108

Re: Penfed PCR

Grats on knocking down the PenFed door Smiley Happy

Message 2 of 109
Valued Contributor

Re: Penfed PCR

HURRAH!!!  That's awesome!  Congratulations @AverageJoesCredit !

I knew PF would come through!

Message 3 of 109

Re: Penfed PCR

I know my eyes are deceiving me if I'm reading a post about PenFed from a one Mr. @AverageJoesCredit that isn't speaking ill of them.  Say it isn't so.  LOL!!   Hahahahaha  Smiley LOL


Kidding aside, congrats on the approval and welcome to the wonderful world that is PenFed.  

Message 4 of 109
Epic Contributor

Re: Penfed PCR



Message 5 of 109
Community Leader
Super Contributor

Re: Penfed PCR

I was starting to wonder if I missed your announcement for this - been waiting a looooong time for you to post it Smiley Happy With your past tales of woe and aggravation with them, I must say it appears hell has frozen Smiley Happy Glad to see they wised up and you got in with them! Congrats on a card that's been a long time coming!

Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)

Message 6 of 109
Senior Contributor

Re: Penfed PCR

@AverageJoesCredit wrote:

... $4150 cl 16.99 % apr

Back in the GAME Smiley Wink -- Congratulations! Joey. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board

Take the myFICO Fitness Challenge
Message 7 of 109

Re: Penfed PCR

Wow would never imagined the day that you would say good things about penfed...  Congrats on your approval

Message 8 of 109
Community Leader
Senior Contributor

Re: Penfed PCR



Huge congratsSmiley Happy)))))

EXP 758 TU 783 EQ 729
Message 9 of 109
Regular Contributor

Re: Penfed PCR

Congrats !

myFICO 8 Scores 2/2021

Message 10 of 109
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